Morton County, ND: Home-Insurance Distress & Forced-Sale Pressure
Morton County, ND: 21/100 (low) home-insurance distress; Morton, ND band LOW; Morton, ND #2,231 of 3,222 counties; Morton, ND #21 of 53 in North Dakota; raw Morton, ND 27.4; Morton, ND coverage multiplier 0.85.
FEMA hazard, Morton, ND: 40/100; Morton, ND declarations, three years: 3; Morton, ND perils: 3 severe-storm; Morton, ND five-year count 6 (severity 9.0); Morton, ND ten-year 6; hazard-weighted, Morton, ND: 3.0.
Declared incidents on the Morton, ND record: 2025 Severe Storm 2; 2023 Flood 1 (Morton, ND).
NFIP claims, Morton, ND, three years: none; Morton, ND claim-stress 0/100.
Morton, ND monthly score fell, 26 (March 2026) to 20 (October 2026); Morton, ND by month: March 26, April 26, May 24, June 24 (Morton, ND), July 23, August 21, September 21, October 20.
Morton, ND components: climate 40; Morton, ND retreat index 20; Morton, ND climate multiplier 0.85.
Construction distress, Morton, ND: 83/100 as of August 2026 (Morton, ND: 77/100 one-to-four unit, 100/100 multifamily).
Morton, ND ZIPs, June 2026 (Morton, ND, 8 highest): score 0 (Morton, ND), climate 59 (Morton, ND): 58566; score 0 (Morton, ND), climate 56 (Morton, ND): 58554, 58570; score 0 (Morton, ND), climate 45 (Morton, ND): 58520; score 0 (Morton, ND), climate 42 (Morton, ND): 58535, 58631; score 0 (Morton, ND), climate 41 (Morton, ND): 58563; score 0 (Morton, ND), climate 40 (Morton, ND): 58638.
DLRadar rescores Morton, ND monthly; Morton, ND readings join Morton, ND foreclosure, lien and ownership parcels (Morton, ND), so cost-squeezed Morton, ND owners surface before listing.
Inside North Dakota, Morton County ranks 21st of 53 counties for home-insurance distress at 21/100; Mercer County (21/100) sits just above Morton County, and Nelson County (21/100) sits just below Morton County.
Deterministic. Every Morton County, ND signal traces to a public Morton dataset (FEMA, NFIP, Census for Morton, ND) · how insurance distress works in Morton, ND · methodology
FAQ: Morton County, ND insurance distress
What is the Morton County, ND home-insurance-distress score?
Morton, ND: 21/100 (LOW), #2,231 of 3,222, #21 in North Dakota. FEMA hazard, Morton, ND: 40/100; NFIP stress, Morton, ND: 0/100; construction, Morton, ND: 83/100; Morton, ND rescores monthly.
Is Morton County insurance distress getting better or worse (ND)?
Morton, ND: 26 in March 2026; Morton, ND: 20 in October 2026 (better); Morton, ND climate component 40.
Which Morton County ZIP codes carry the most insurance distress (ND)?
Morton, ND, June 2026: 58566 at 0, 58554 at 0, 58570 at 0, 58520 at 0; Morton, ND climate scores there: 59, 56, 56, 45.
Why does Morton, ND insurance distress create sellers?
A Morton, ND premium outruns the Morton, ND budget; a carrier leaves Morton, ND; Morton, ND carrying cost passes plan; Morton, ND owners sell while current; Morton, ND insurance distress leads Morton, ND foreclosure data.