Slope County, ND: Home-Insurance Distress & Forced-Sale Pressure
Home-insurance pressure in Slope County, North Dakota is currently low — an insurance-distress score of 0/100, in the lower-risk band nationally at #2921 of the 3,222 U.S. counties DLRadar scores. As premiums climb and carriers retreat, owners who can no longer afford or obtain coverage turn into motivated sellers — often before any foreclosure filing appears.
Rebuild-cost inflation compounds it: construction-distress reads 69/100, so replacement and repair costs — the basis insurers use to set premiums — are running hot.
The county's insurance signal is only useful next to the rest: in Slope County it is layered with foreclosure, tax-lien and ownership data so a rising premium and a looming default can be read on the same parcel.
What a low score means on the ground in Slope County is simple — coverage cost is becoming a decision point for owners here, and DLRadar's job is to flag the parcels where that decision tips toward selling.
Over the trailing three years, Slope County recorded 0 NFIP flood claims totaling $0 paid (about $0 per claim) — the loss history that pushes premiums up and coverage out.
Behind the score sit a FEMA hazard score of 0/100; NFIP flood-claim stress of 0/100 over three years, each a factor insurers weigh when they raise rates or exit a market.
The gap between physical hazard (0/100) and realized flood losses (0/100) is what DLRadar watches to flag insurance-driven sellers in Slope County.
DLRadar re-scores Slope County every month against the latest FEMA, NFIP and carrier data, which means its insurance-distress number tracks the live market — not a snapshot frozen at some earlier point.
Every U.S. county gets this monthly insurance-distress read from FEMA, NFIP and carrier data, wired to parcel-level foreclosure, lien and ownership records. So you can reach the owners whose trigger is carrying cost — before they list.
Deterministic. Every signal traces to a public dataset (FEMA, NFIP, Census) · how insurance distress works · methodology
Slope County insurance distress — FAQ
How bad is home-insurance distress in Slope County, North Dakota?
Slope County scores 0/100 for home-insurance distress (ZERO), ranking #2921 of the 3,222 U.S. counties DLRadar scores. The reading is built from FEMA hazard exposure (0/100), NFIP flood-claim stress (0/100) and carrier pressure, updated monthly from public federal data.
How many flood-insurance claims has Slope County had?
Over the trailing three years, Slope County recorded 0 NFIP flood claims with $0 paid out, roughly $0 per claim. That loss history is a primary input insurers use when they raise premiums or decline to renew.
Why does insurance distress create distressed sellers in Slope County?
When premiums in Slope County rise faster than owners budgeted — or carriers stop writing policies altogether — the carrying cost of a home can climb past what an owner can sustain. Many list and sell rather than absorb it, often before any mortgage-default or foreclosure signal appears, which is why DLRadar treats insurance distress as an upstream, leading indicator of supply.