Walsh County, ND: Home-Insurance Distress & Forced-Sale Pressure

Insurance distress in Walsh County, North Dakota reads low (0/100), in the lower-risk band nationally — #2945 nationally. More and more, it is the insurance bill rather than the mortgage that turns a Walsh County owner into a seller.

Construction distress sits at 14/100, so the replacement cost insurers underwrite against is elevated here.

The Walsh County figures refresh on a monthly cadence as FEMA hazard revisions, new NFIP claim settlements and updated carrier filings land, so the 0/100 reading reflects the current renewal environment rather than a historical average.

Driving it: a FEMA hazard score of 0/100; NFIP flood-claim stress of 0/100 over three years, all of which push carriers toward higher rates or non-renewal.

In practice, Walsh County's low insurance-distress level (0/100, #2945 nationally) marks it as a place to watch owner behavior: as renewals land, households that can no longer carry the premium become the motivated sellers worth reaching early.

0 NFIP claims, $0 paid in three years is the documented loss history behind coverage cost in Walsh County.

DLRadar does not treat 0/100 as a standalone number — the Walsh County insurance read is cross-referenced against local foreclosure filings, tax-lien activity and ownership turnover, so you see whether insurance pressure is compounding other distress or acting alone.

It is the combination -- 0/100 hazard, 0/100 claims -- that makes carrying cost the operative trigger here rather than the loan.

DLRadar scores insurance distress monthly for every U.S. county from FEMA, NFIP and carrier-pressure data, then links it to parcel-level foreclosure, tax-lien and ownership signals. That surfaces the coverage-squeezed owners ahead of the market.