Orange County, NY: Home-Insurance Distress & Forced-Sale Pressure
Orange County, NY: 61/100 (elevated) home-insurance distress; Orange, NY band MEDIUM; Orange, NY #859 of 3,222 counties; Orange, NY #13 of 62 in New York.
FEMA hazard, Orange, NY: 52/100; Orange, NY declarations, three years: 2; Orange, NY perils: 2 fire; Orange, NY five-year count 6 (severity 7.5); Orange, NY ten-year 6; hazard-weighted, Orange, NY: 4.0.
Declared incidents on the Orange, NY record: 2024 Fire 3; 2023 Severe Storm 1 (Orange, NY).
NFIP claims, Orange, NY, three years: 14; Orange, NY payouts $127,227; per Orange, NY claim $9,088; Orange, NY claim-stress 75/100.
Orange, NY monthly score fell, 69 (March 2026) to 61 (October 2026); Orange, NY by month: March 69, April 69, May 65, June 65 (Orange, NY), July 62, August 61, September 62, October 61.
Orange, NY components: climate 52, NFIP claims 75; Orange, NY retreat index 61.
Construction distress, Orange, NY: 28/100 as of August 2026 (Orange, NY: 59/100 one-to-four unit, 11/100 multifamily).
Orange, NY ZIPs, June 2026 (Orange, NY, 16 highest): score 0 (Orange, NY), climate 91 (Orange, NY): 10910, 10914, 10915, 10916, Orange, NY 10917, 10918, 10919, 10921, Orange, NY 10922, 10924, 10925, 10926, Orange, NY 10928, 10930, 10932, 10933.
DLRadar rescores Orange, NY monthly; Orange, NY readings join Orange, NY foreclosure, lien and ownership parcels (Orange, NY), so cost-squeezed Orange, NY owners surface before listing.
Inside New York, Orange County ranks 13th of 62 counties for home-insurance distress at 61/100; Lewis County (62/100) sits just above Orange County, and Franklin County (61/100) sits just below Orange County.
Deterministic. Every Orange County, NY signal traces to a public Orange dataset (FEMA, NFIP, Census for Orange, NY) · how insurance distress works in Orange, NY · methodology
FAQ: Orange County, NY insurance distress
What is the Orange County, NY home-insurance-distress score?
Orange, NY: 61/100 (MEDIUM), #859 of 3,222, #13 in New York. FEMA hazard, Orange, NY: 52/100; NFIP stress, Orange, NY: 75/100; construction, Orange, NY: 28/100; Orange, NY rescores monthly.
Is Orange County insurance distress getting better or worse (NY)?
Orange, NY: 69 in March 2026; Orange, NY: 61 in October 2026 (better); Orange, NY climate component 52; Orange, NY NFIP claims score 75.
How many flood-insurance claims has Orange County, NY had?
Orange, NY: 14 NFIP claims, three years; Orange, NY paid $127,227; per Orange, NY claim $9,088; carriers reprice Orange, NY against that record.
Which Orange County ZIP codes carry the most insurance distress (NY)?
Orange, NY, June 2026: 10910 at 0, 10914 at 0, 10915 at 0, 10916 at 0; Orange, NY climate scores there: 91, 91, 91, 91.
Why does Orange, NY insurance distress create sellers?
A Orange, NY premium outruns the Orange, NY budget; a carrier leaves Orange, NY; Orange, NY carrying cost passes plan; Orange, NY owners sell while current; Orange, NY insurance distress leads Orange, NY foreclosure data.