Lawrence County, PA: Home-Insurance Distress & Forced-Sale Pressure
Lawrence County, PA: 24/100 (low) home-insurance distress; Lawrence, PA band LOW; Lawrence, PA #1,989 of 3,222 counties; Lawrence, PA #39 of 67 in Pennsylvania; raw Lawrence, PA 28.1; Lawrence, PA coverage multiplier 0.85.
FEMA hazard, Lawrence, PA: 0/100; Lawrence, PA declarations, three years: none.
NFIP claims, Lawrence, PA, three years: 4; Lawrence, PA payouts $66,618; per Lawrence, PA claim $16,654; Lawrence, PA claim-stress 70/100.
Lawrence, PA monthly score fell, 25 (March 2026) to 24 (October 2026); Lawrence, PA by month: March 25, April 25, May 25, June 25 (Lawrence, PA), July 25, August 25, September 25, October 24.
Lawrence, PA components: NFIP claims 70; Lawrence, PA retreat index 24; Lawrence, PA climate multiplier 0.85.
Construction distress, Lawrence, PA: 49/100 as of August 2026 (Lawrence, PA: 43/100 one-to-four unit, 82/100 multifamily).
Lawrence, PA ZIPs, June 2026 (Lawrence, PA, 16 highest): score 0 (Lawrence, PA), climate 80 (Lawrence, PA): 16037; score 0 (Lawrence, PA), climate 79 (Lawrence, PA): 16057; score 0 (Lawrence, PA), climate 76 (Lawrence, PA): 16051, 16159; score 0 (Lawrence, PA), climate 75 (Lawrence, PA): 16127; score 0 (Lawrence, PA), climate 74 (Lawrence, PA): 16123; score 0 (Lawrence, PA), climate 73 (Lawrence, PA): 16142; score 0 (Lawrence, PA), climate 70 (Lawrence, PA): 16117, 16141, 16143; score 0 (Lawrence, PA), climate 69 (Lawrence, PA): 16156; score 0 (Lawrence, PA), climate 68 (Lawrence, PA): 16120, 16157; score 0 (Lawrence, PA), climate 67 (Lawrence, PA): 16101, 16102, 16105.
DLRadar rescores Lawrence, PA monthly; Lawrence, PA readings join Lawrence, PA foreclosure, lien and ownership parcels (Lawrence, PA), so cost-squeezed Lawrence, PA owners surface before listing.
Inside Pennsylvania, Lawrence County ranks 39th of 67 counties for home-insurance distress at 24/100; Blair County (24/100) sits just above Lawrence County, and Carbon County (23/100) sits just below Lawrence County.
Deterministic. Every Lawrence County, PA signal traces to a public Lawrence dataset (FEMA, NFIP, Census for Lawrence, PA) · how insurance distress works in Lawrence, PA · methodology
FAQ: Lawrence County, PA insurance distress
What is the Lawrence County, PA home-insurance-distress score?
Lawrence, PA: 24/100 (LOW), #1,989 of 3,222, #39 in Pennsylvania. FEMA hazard, Lawrence, PA: 0/100; NFIP stress, Lawrence, PA: 70/100; construction, Lawrence, PA: 49/100; Lawrence, PA rescores monthly.
Is Lawrence County insurance distress getting better or worse (PA)?
Lawrence, PA: 25 in March 2026; Lawrence, PA: 24 in October 2026 (better); Lawrence, PA NFIP claims score 70.
How many flood-insurance claims has Lawrence County, PA had?
Lawrence, PA: 4 NFIP claims, three years; Lawrence, PA paid $66,618; per Lawrence, PA claim $16,654; carriers reprice Lawrence, PA against that record.
Which Lawrence County ZIP codes carry the most insurance distress (PA)?
Lawrence, PA, June 2026: 16037 at 0, 16057 at 0, 16051 at 0, 16159 at 0; Lawrence, PA climate scores there: 80, 79, 76, 76.
Why does Lawrence, PA insurance distress create sellers?
A Lawrence, PA premium outruns the Lawrence, PA budget; a carrier leaves Lawrence, PA; Lawrence, PA carrying cost passes plan; Lawrence, PA owners sell while current; Lawrence, PA insurance distress leads Lawrence, PA foreclosure data.