Mercer County, PA: Home-Insurance Distress & Forced-Sale Pressure
Mercer County, PA: 21/100 (low) home-insurance distress; Mercer, PA band LOW; Mercer, PA #2,283 of 3,222 counties; Mercer, PA #50 of 67 in Pennsylvania; raw Mercer, PA 24.3; Mercer, PA coverage multiplier 0.85.
FEMA hazard, Mercer, PA: 0/100; Mercer, PA declarations, three years: none.
NFIP claims, Mercer, PA, three years: 1; Mercer, PA payouts $20,526; per Mercer, PA claim $20,526; Mercer, PA claim-stress 61/100.
Mercer, PA monthly score fell, 22 (March 2026) to 21 (October 2026); Mercer, PA by month: March 22, April 22, May 22, June 22 (Mercer, PA), July 22, August 22, September 22, October 21.
Mercer, PA components: NFIP claims 61; Mercer, PA retreat index 21; Mercer, PA climate multiplier 0.85.
Construction distress, Mercer, PA: 56/100 as of August 2026 (Mercer, PA: 56/100 one-to-four unit, 55/100 multifamily).
Mercer, PA ZIPs, June 2026 (Mercer, PA, 16 highest): score 0 (Mercer, PA), climate 79 (Mercer, PA): 16057; score 0 (Mercer, PA), climate 77 (Mercer, PA): 16113, 16114, 16121, 16124, Mercer, PA 16125, 16130, 16133, 16137, Mercer, PA 16145, 16146, 16148, 16150, Mercer, PA 16151, 16154, 16161.
DLRadar rescores Mercer, PA monthly; Mercer, PA readings join Mercer, PA foreclosure, lien and ownership parcels (Mercer, PA), so cost-squeezed Mercer, PA owners surface before listing.
Inside Pennsylvania, Mercer County ranks 50th of 67 counties for home-insurance distress at 21/100; Northampton County (21/100) sits just above Mercer County, and Centre County (20/100) sits just below Mercer County.
Deterministic. Every Mercer County, PA signal traces to a public Mercer dataset (FEMA, NFIP, Census for Mercer, PA) · how insurance distress works in Mercer, PA · methodology
FAQ: Mercer County, PA insurance distress
What is the Mercer County, PA home-insurance-distress score?
Mercer, PA: 21/100 (LOW), #2,283 of 3,222, #50 in Pennsylvania. FEMA hazard, Mercer, PA: 0/100; NFIP stress, Mercer, PA: 61/100; construction, Mercer, PA: 56/100; Mercer, PA rescores monthly.
Is Mercer County insurance distress getting better or worse (PA)?
Mercer, PA: 22 in March 2026; Mercer, PA: 21 in October 2026 (better); Mercer, PA NFIP claims score 61.
How many flood-insurance claims has Mercer County, PA had?
Mercer, PA: 1 NFIP claims, three years; Mercer, PA paid $20,526; per Mercer, PA claim $20,526; carriers reprice Mercer, PA against that record.
Which Mercer County ZIP codes carry the most insurance distress (PA)?
Mercer, PA, June 2026: 16057 at 0, 16113 at 0, 16114 at 0, 16121 at 0; Mercer, PA climate scores there: 79, 77, 77, 77.
Why does Mercer, PA insurance distress create sellers?
A Mercer, PA premium outruns the Mercer, PA budget; a carrier leaves Mercer, PA; Mercer, PA carrying cost passes plan; Mercer, PA owners sell while current; Mercer, PA insurance distress leads Mercer, PA foreclosure data.