Chester County, SC: Home-Insurance Distress & Forced-Sale Pressure
Chester County, SC: 82/100 (severe) home-insurance distress; Chester, SC band HIGH; Chester, SC #298 of 3,222 counties; Chester, SC #29 of 46 in South Carolina.
FEMA hazard, Chester, SC: 93/100; Chester, SC declarations, three years: 8; Chester, SC perils: 2 hurricane, 4 tropical-storm; Chester, SC five-year count 10 (severity 15.0); Chester, SC ten-year 10; hazard-weighted, Chester, SC: 22.0.
Declared incidents on the Chester, SC record: 2026 Winter Storm 2; 2024 Tropical Storm 4 (Chester, SC); 2024 Hurricane 2; 2023 Hurricane 1 (Chester, SC).
NFIP claims, Chester, SC, three years: 2; Chester, SC payouts $31,846; per Chester, SC claim $15,923; Chester, SC claim-stress 64/100.
Chester, SC monthly score fell, 82 (March 2026) to 81 (October 2026); Chester, SC by month: March 82, April 82, May 84, June 84 (Chester, SC), July 82, August 84, September 83, October 81.
Chester, SC components: climate 93, NFIP claims 64; Chester, SC retreat index 81.
Construction distress, Chester, SC: 48/100 as of August 2026 (Chester, SC: 57/100 one-to-four unit, 0/100 multifamily).
Chester, SC ZIPs, June 2026 (Chester, SC, 11 highest): score 0 (Chester, SC), climate 87 (Chester, SC): 29730; score 0 (Chester, SC), climate 82 (Chester, SC): 29742; score 0 (Chester, SC), climate 69 (Chester, SC): 29704; score 0 (Chester, SC), climate 48 (Chester, SC): 29712; score 0 (Chester, SC), climate 45 (Chester, SC): 29031; score 0 (Chester, SC), climate 41 (Chester, SC): 29706, 29714, 29724, 29729; score 0 (Chester, SC), climate 39 (Chester, SC): 29055; score 0 (Chester, SC), climate 37 (Chester, SC): 29014.
DLRadar rescores Chester, SC monthly; Chester, SC readings join Chester, SC foreclosure, lien and ownership parcels (Chester, SC), so cost-squeezed Chester, SC owners surface before listing.
Inside South Carolina, Chester County ranks 29th of 46 counties for home-insurance distress at 82/100; Aiken County (82/100) sits just above Chester County, and Newberry County (82/100) sits just below Chester County.
Deterministic. Every Chester County, SC signal traces to a public Chester dataset (FEMA, NFIP, Census for Chester, SC) · how insurance distress works in Chester, SC · methodology
FAQ: Chester County, SC insurance distress
What is the Chester County, SC home-insurance-distress score?
Chester, SC: 82/100 (HIGH), #298 of 3,222, #29 in South Carolina. FEMA hazard, Chester, SC: 93/100; NFIP stress, Chester, SC: 64/100; construction, Chester, SC: 48/100; Chester, SC rescores monthly.
Is Chester County insurance distress getting better or worse (SC)?
Chester, SC: 82 in March 2026; Chester, SC: 81 in October 2026 (better); Chester, SC climate component 93; Chester, SC NFIP claims score 64.
How many flood-insurance claims has Chester County, SC had?
Chester, SC: 2 NFIP claims, three years; Chester, SC paid $31,846; per Chester, SC claim $15,923; carriers reprice Chester, SC against that record.
Which Chester County ZIP codes carry the most insurance distress (SC)?
Chester, SC, June 2026: 29730 at 0, 29742 at 0, 29704 at 0, 29712 at 0; Chester, SC climate scores there: 87, 82, 69, 48.
Why does Chester, SC insurance distress create sellers?
A Chester, SC premium outruns the Chester, SC budget; a carrier leaves Chester, SC; Chester, SC carrying cost passes plan; Chester, SC owners sell while current; Chester, SC insurance distress leads Chester, SC foreclosure data.