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Georgetown County, SC: Home-Insurance Distress & Forced-Sale Pressure

Georgetown County, SC: 88/100 (severe) home-insurance distress; Georgetown, SC band HIGH; Georgetown, SC #138 of 3,222 counties; Georgetown, SC #17 of 46 in South Carolina.

FEMA hazard, Georgetown, SC: 90/100; Georgetown, SC declarations, three years: 8; Georgetown, SC perils: 6 tropical-storm; Georgetown, SC five-year count 10 (severity 15.0); Georgetown, SC ten-year 10; hazard-weighted, Georgetown, SC: 18.0.

Declared incidents on the Georgetown, SC record: 2026 Winter Storm 2; 2024 Tropical Storm 6 (Georgetown, SC); 2023 Hurricane 1 (Georgetown, SC).

NFIP claims, Georgetown, SC, three years: 11; Georgetown, SC payouts $538,990; per Georgetown, SC claim $48,999; Georgetown, SC claim-stress 87/100.

Georgetown, SC monthly score held, 88 (March 2026) to 88 (October 2026); Georgetown, SC by month: March 88, April 88, May 91, June 91 (Georgetown, SC), July 88, August 91, September 90, October 88.

Georgetown, SC components: climate 88, NFIP claims 87; Georgetown, SC retreat index 88.

Construction distress, Georgetown, SC: 34/100 as of August 2026 (Georgetown, SC: 28/100 one-to-four unit, 97/100 multifamily).

Georgetown, SC ZIPs, June 2026 (Georgetown, SC, 5 highest): score 0 (Georgetown, SC), climate 95 (Georgetown, SC): 29576; score 0 (Georgetown, SC), climate 91 (Georgetown, SC): 29440, 29585; score 0 (Georgetown, SC), climate 85 (Georgetown, SC): 29554; score 0 (Georgetown, SC), climate 82 (Georgetown, SC): 29510.

DLRadar rescores Georgetown, SC monthly; Georgetown, SC readings join Georgetown, SC foreclosure, lien and ownership parcels (Georgetown, SC), so cost-squeezed Georgetown, SC owners surface before listing.

Inside South Carolina, Georgetown County ranks 17th of 46 counties for home-insurance distress at 88/100; Kershaw County (89/100) sits just above Georgetown County, and Edgefield County (88/100) sits just below Georgetown County.

Insurance distress
88/100
Georgetown, SC: HIGH
National rank
#138
Georgetown, SC: of 3,222 counties
FEMA hazard
90/100
Georgetown County hazard
NFIP claim stress
87/100
Georgetown, SC 3-year
Flood claims (3y)
11
Georgetown, SC
Claims paid (3y)
$538,990
Georgetown, SC payouts
Per claim
$48,999
Georgetown, SC
Construction distress
34/100
Georgetown, SC

Deterministic. Every Georgetown County, SC signal traces to a public Georgetown dataset (FEMA, NFIP, Census for Georgetown, SC) · how insurance distress works in Georgetown, SC · methodology

FAQ: Georgetown County, SC insurance distress

What is the Georgetown County, SC home-insurance-distress score?

Georgetown, SC: 88/100 (HIGH), #138 of 3,222, #17 in South Carolina. FEMA hazard, Georgetown, SC: 90/100; NFIP stress, Georgetown, SC: 87/100; construction, Georgetown, SC: 34/100; Georgetown, SC rescores monthly.

Is Georgetown County insurance distress getting better or worse (SC)?

Georgetown, SC: 88 in March 2026; Georgetown, SC: 88 in October 2026 (unchanged); Georgetown, SC climate component 88; Georgetown, SC NFIP claims score 87.

How many flood-insurance claims has Georgetown County, SC had?

Georgetown, SC: 11 NFIP claims, three years; Georgetown, SC paid $538,990; per Georgetown, SC claim $48,999; carriers reprice Georgetown, SC against that record.

Which Georgetown County ZIP codes carry the most insurance distress (SC)?

Georgetown, SC, June 2026: 29576 at 0, 29440 at 0, 29585 at 0, 29554 at 0; Georgetown, SC climate scores there: 95, 91, 91, 85.

Why does Georgetown, SC insurance distress create sellers?

A Georgetown, SC premium outruns the Georgetown, SC budget; a carrier leaves Georgetown, SC; Georgetown, SC carrying cost passes plan; Georgetown, SC owners sell while current; Georgetown, SC insurance distress leads Georgetown, SC foreclosure data.

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