Union County, SC: Home-Insurance Distress & Forced-Sale Pressure
Union County, SC: 49/100 (elevated) home-insurance distress; Union, SC band MEDIUM; Union, SC #1,129 of 3,222 counties; Union, SC #41 of 46 in South Carolina; raw Union, SC 59.2; Union, SC coverage multiplier 0.85.
FEMA hazard, Union, SC: 95/100; Union, SC declarations, three years: 15; Union, SC perils: 2 hurricane, 9 tropical-storm; Union, SC five-year count 12 (severity 18.0); Union, SC ten-year 12; hazard-weighted, Union, SC: 42.0.
Declared incidents on the Union, SC record: 2026 Winter Storm 2; 2024 Tropical Storm 6 (Union, SC); 2024 Hurricane 2; 2023 Hurricane 1 (Union, SC).
NFIP claims, Union, SC, three years: none; Union, SC claim-stress 0/100.
Union, SC monthly score held, 48 (March 2026) to 48 (October 2026); Union, SC by month: March 48, April 48, May 49, June 49 (Union, SC), July 48, August 49, September 49, October 48.
Union, SC components: climate 95; Union, SC retreat index 48; Union, SC climate multiplier 0.85.
Construction distress, Union, SC: 3/100 as of August 2026 (Union, SC: 28/100 one-to-four unit, 2/100 multifamily).
Union, SC ZIPs, June 2026 (Union, SC, 9 highest): score 0 (Union, SC), climate 86 (Union, SC): 29374; score 0 (Union, SC), climate 81 (Union, SC): 29335; score 0 (Union, SC), climate 71 (Union, SC): 29372; score 0 (Union, SC), climate 58 (Union, SC): 29178; score 0 (Union, SC), climate 51 (Union, SC): 29321, 29353, 29364, 29379; score 0 (Union, SC), climate 45 (Union, SC): 29031.
DLRadar rescores Union, SC monthly; Union, SC readings join Union, SC foreclosure, lien and ownership parcels (Union, SC), so cost-squeezed Union, SC owners surface before listing.
Inside South Carolina, Union County ranks 41st of 46 counties for home-insurance distress at 49/100; Hampton County (49/100) sits just above Union County, and Calhoun County (48/100) sits just below Union County.
Deterministic. Every Union County, SC signal traces to a public Union dataset (FEMA, NFIP, Census for Union, SC) · how insurance distress works in Union, SC · methodology
FAQ: Union County, SC insurance distress
What is the Union County, SC home-insurance-distress score?
Union, SC: 49/100 (MEDIUM), #1,129 of 3,222, #41 in South Carolina. FEMA hazard, Union, SC: 95/100; NFIP stress, Union, SC: 0/100; construction, Union, SC: 3/100; Union, SC rescores monthly.
Is Union County insurance distress getting better or worse (SC)?
Union, SC: 48 in March 2026; Union, SC: 48 in October 2026 (unchanged); Union, SC climate component 95.
Which Union County ZIP codes carry the most insurance distress (SC)?
Union, SC, June 2026: 29374 at 0, 29335 at 0, 29372 at 0, 29178 at 0; Union, SC climate scores there: 86, 81, 71, 58.
Why does Union, SC insurance distress create sellers?
A Union, SC premium outruns the Union, SC budget; a carrier leaves Union, SC; Union, SC carrying cost passes plan; Union, SC owners sell while current; Union, SC insurance distress leads Union, SC foreclosure data.