Dallas County, TX: Home-Insurance Distress & Forced-Sale Pressure
Dallas County, TX: 68/100 (elevated) home-insurance distress; Dallas, TX band MEDIUM; Dallas, TX #679 of 3,222 counties; Dallas, TX #69 of 254 in Texas.
FEMA hazard, Dallas, TX: 52/100; Dallas, TX declarations, three years: 2; Dallas, TX perils: 2 flood; Dallas, TX five-year count 2 (severity 3.0); Dallas, TX ten-year 2; hazard-weighted, Dallas, TX: 4.0.
Declared incidents on the Dallas, TX record: 2024 Flood 2 (Dallas, TX).
NFIP claims, Dallas, TX, three years: 79; Dallas, TX payouts $2,993,483; per Dallas, TX claim $37,892; Dallas, TX claim-stress 93/100.
Dallas, TX monthly score fell, 72 (March 2026) to 68 (October 2026); Dallas, TX by month: March 72, April 72, May 71, June 71 (Dallas, TX), July 69, August 68, September 68, October 68.
Dallas, TX components: climate 52, NFIP claims 93; Dallas, TX retreat index 68.
Construction distress, Dallas, TX: 62/100 as of August 2026 (Dallas, TX: 59/100 one-to-four unit, 63/100 multifamily).
Dallas, TX ZIPs, June 2026 (Dallas, TX, 16 highest): score 0 (Dallas, TX), climate 100 (Dallas, TX): 75001, 75006, 75019, 75038, Dallas, TX 75039, 75040, 75041, 75042, Dallas, TX 75043, 75044, 75048, 75050, Dallas, TX 75051, 75060, 75061, 75062.
DLRadar rescores Dallas, TX monthly; Dallas, TX readings join Dallas, TX foreclosure, lien and ownership parcels (Dallas, TX), so cost-squeezed Dallas, TX owners surface before listing.
Inside Texas, Dallas County ranks 69th of 254 counties for home-insurance distress at 68/100; Travis County (68/100) sits just above Dallas County, and La Salle County (68/100) sits just below Dallas County.
Deterministic. Every Dallas County, TX signal traces to a public Dallas dataset (FEMA, NFIP, Census for Dallas, TX) · how insurance distress works in Dallas, TX · methodology
FAQ: Dallas County, TX insurance distress
What is the Dallas County, TX home-insurance-distress score?
Dallas, TX: 68/100 (MEDIUM), #679 of 3,222, #69 in Texas. FEMA hazard, Dallas, TX: 52/100; NFIP stress, Dallas, TX: 93/100; construction, Dallas, TX: 62/100; Dallas, TX rescores monthly.
Is Dallas County insurance distress getting better or worse (TX)?
Dallas, TX: 72 in March 2026; Dallas, TX: 68 in October 2026 (better); Dallas, TX climate component 52; Dallas, TX NFIP claims score 93.
How many flood-insurance claims has Dallas County, TX had?
Dallas, TX: 79 NFIP claims, three years; Dallas, TX paid $2,993,483; per Dallas, TX claim $37,892; carriers reprice Dallas, TX against that record.
Which Dallas County ZIP codes carry the most insurance distress (TX)?
Dallas, TX, June 2026: 75001 at 0, 75006 at 0, 75019 at 0, 75038 at 0; Dallas, TX climate scores there: 100, 100, 100, 100.
Why does Dallas, TX insurance distress create sellers?
A Dallas, TX premium outruns the Dallas, TX budget; a carrier leaves Dallas, TX; Dallas, TX carrying cost passes plan; Dallas, TX owners sell while current; Dallas, TX insurance distress leads Dallas, TX foreclosure data.