Harrison County, TX: Home-Insurance Distress & Forced-Sale Pressure
Harrison County, TX: 75/100 (severe) home-insurance distress; Harrison, TX band MEDIUM; Harrison, TX #499 of 3,222 counties; Harrison, TX #43 of 254 in Texas; raw Harrison, TX 81.2.
FEMA hazard, Harrison, TX: 74/100; Harrison, TX declarations, three years: 3; Harrison, TX perils: 2 hurricane; Harrison, TX five-year count 2 (severity 3.0); Harrison, TX ten-year 2; hazard-weighted, Harrison, TX: 15.0.
Declared incidents on the Harrison, TX record: 2024 Hurricane 2 (Harrison, TX).
NFIP claims, Harrison, TX, three years: 6; Harrison, TX payouts $146,745; per Harrison, TX claim $24,458; Harrison, TX claim-stress 77/100.
Harrison, TX monthly score rose, 74 (March 2026) to 75 (October 2026); Harrison, TX by month: March 74, April 74, May 74, June 74 (Harrison, TX), July 73, August 74, September 72, October 75.
Harrison, TX components: climate 73, NFIP claims 77; Harrison, TX retreat index 75.
Construction distress, Harrison, TX: 6/100 as of August 2026 (Harrison, TX: 6/100 one-to-four unit, 0/100 multifamily).
Harrison, TX ZIPs, June 2026 (Harrison, TX, 15 highest): score 0 (Harrison, TX), climate 83 (Harrison, TX): 75601; score 0 (Harrison, TX), climate 81 (Harrison, TX): 75605; score 0 (Harrison, TX), climate 77 (Harrison, TX): 75602; score 0 (Harrison, TX), climate 74 (Harrison, TX): 75650, 75659, 75661, 75670, Harrison, TX 75671, 75672, 75694; score 0 (Harrison, TX), climate 73 (Harrison, TX): 75692; score 0 (Harrison, TX), climate 70 (Harrison, TX): 75651; score 0 (Harrison, TX), climate 68 (Harrison, TX): 75640; score 0 (Harrison, TX), climate 59 (Harrison, TX): 75642; score 0 (Harrison, TX), climate 26 (Harrison, TX): 75657.
DLRadar rescores Harrison, TX monthly; Harrison, TX readings join Harrison, TX foreclosure, lien and ownership parcels (Harrison, TX), so cost-squeezed Harrison, TX owners surface before listing.
Inside Texas, Harrison County ranks 45th of 254 counties for home-insurance distress at 75/100; Menard County (76/100) sits just above Harrison County, and Waller County (75/100) sits just below Harrison County.
Deterministic. Every Harrison County, TX signal traces to a public Harrison dataset (FEMA, NFIP, Census for Harrison, TX) · how insurance distress works in Harrison, TX · methodology
FAQ: Harrison County, TX insurance distress
What is the Harrison County, TX home-insurance-distress score?
Harrison, TX: 75/100 (MEDIUM), #499 of 3,222, #43 in Texas. FEMA hazard, Harrison, TX: 74/100; NFIP stress, Harrison, TX: 77/100; construction, Harrison, TX: 6/100; Harrison, TX rescores monthly.
Is Harrison County insurance distress getting better or worse (TX)?
Harrison, TX: 74 in March 2026; Harrison, TX: 75 in October 2026 (worse); Harrison, TX climate component 73; Harrison, TX NFIP claims score 77.
How many flood-insurance claims has Harrison County, TX had?
Harrison, TX: 6 NFIP claims, three years; Harrison, TX paid $146,745; per Harrison, TX claim $24,458; carriers reprice Harrison, TX against that record.
Which Harrison County ZIP codes carry the most insurance distress (TX)?
Harrison, TX, June 2026: 75601 at 0, 75605 at 0, 75602 at 0, 75650 at 0; Harrison, TX climate scores there: 83, 81, 77, 74.
Why does Harrison, TX insurance distress create sellers?
A Harrison, TX premium outruns the Harrison, TX budget; a carrier leaves Harrison, TX; Harrison, TX carrying cost passes plan; Harrison, TX owners sell while current; Harrison, TX insurance distress leads Harrison, TX foreclosure data.