Medina County, TX: Home-Insurance Distress & Forced-Sale Pressure
Medina County, TX: 60/100 (elevated) home-insurance distress; Medina, TX band MEDIUM; Medina, TX #905 of 3,222 counties; Medina, TX #94 of 254 in Texas.
FEMA hazard, Medina, TX: 52/100; Medina, TX declarations, three years: 2; Medina, TX perils: 2 flood; hazard-weighted, Medina, TX: 4.0.
Declared incidents on the Medina, TX record: 2026 Flood 3 (Medina, TX).
NFIP claims, Medina, TX, three years: 4; Medina, TX payouts $72,047; per Medina, TX claim $18,012; Medina, TX claim-stress 71/100.
Medina, TX monthly score rose, 24 (March 2026) to 59 (October 2026); Medina, TX by month: March 24, April 24, May 24, June 24 (Medina, TX), July 61, August 60, September 60, October 59.
Medina, TX components: climate 52, NFIP claims 71; Medina, TX retreat index 59.
Construction distress, Medina, TX: 46/100 as of August 2026 (Medina, TX: 44/100 one-to-four unit, 14/100 multifamily).
Medina, TX ZIPs, June 2026 (Medina, TX, 15 highest): score 0 (Medina, TX), climate 94 (Medina, TX): 78023; score 0 (Medina, TX), climate 87 (Medina, TX): 78253; score 0 (Medina, TX), climate 75 (Medina, TX): 78039; score 0 (Medina, TX), climate 65 (Medina, TX): 78009, 78056, 78059, 78066, Medina, TX 78850, 78861, 78886; score 0 (Medina, TX), climate 64 (Medina, TX): 78016; score 0 (Medina, TX), climate 63 (Medina, TX): 78884; score 0 (Medina, TX), climate 61 (Medina, TX): 78003; score 0 (Medina, TX), climate 59 (Medina, TX): 78052; score 0 (Medina, TX), climate 50 (Medina, TX): 78057.
DLRadar rescores Medina, TX monthly; Medina, TX readings join Medina, TX foreclosure, lien and ownership parcels (Medina, TX), so cost-squeezed Medina, TX owners surface before listing.
Inside Texas, Medina County ranks 94th of 254 counties for home-insurance distress at 60/100; Brown County (61/100) sits just above Medina County, and Palo Pinto County (59/100) sits just below Medina County.
Deterministic. Every Medina County, TX signal traces to a public Medina dataset (FEMA, NFIP, Census for Medina, TX) · how insurance distress works in Medina, TX · methodology
FAQ: Medina County, TX insurance distress
What is the Medina County, TX home-insurance-distress score?
Medina, TX: 60/100 (MEDIUM), #905 of 3,222, #94 in Texas. FEMA hazard, Medina, TX: 52/100; NFIP stress, Medina, TX: 71/100; construction, Medina, TX: 46/100; Medina, TX rescores monthly.
Is Medina County insurance distress getting better or worse (TX)?
Medina, TX: 24 in March 2026; Medina, TX: 59 in October 2026 (worse); Medina, TX climate component 52; Medina, TX NFIP claims score 71.
How many flood-insurance claims has Medina County, TX had?
Medina, TX: 4 NFIP claims, three years; Medina, TX paid $72,047; per Medina, TX claim $18,012; carriers reprice Medina, TX against that record.
Which Medina County ZIP codes carry the most insurance distress (TX)?
Medina, TX, June 2026: 78023 at 0, 78253 at 0, 78039 at 0, 78009 at 0; Medina, TX climate scores there: 94, 87, 75, 65.
Why does Medina, TX insurance distress create sellers?
A Medina, TX premium outruns the Medina, TX budget; a carrier leaves Medina, TX; Medina, TX carrying cost passes plan; Medina, TX owners sell while current; Medina, TX insurance distress leads Medina, TX foreclosure data.