Morris County, TX: Home-Insurance Distress & Forced-Sale Pressure
Morris County, TX: 43/100 (moderate) home-insurance distress; Morris, TX band MEDIUM; Morris, TX #1,283 of 3,222 counties; Morris, TX #109 of 254 in Texas; raw Morris, TX 50.4; Morris, TX coverage multiplier 0.85.
FEMA hazard, Morris, TX: 84/100; Morris, TX declarations, three years: 4; Morris, TX perils: 2 hurricane, 2 flood; Morris, TX five-year count 4 (severity 6.0); Morris, TX ten-year 4; hazard-weighted, Morris, TX: 14.0.
Declared incidents on the Morris, TX record: 2024 Hurricane 2; 2024 Flood 2 (Morris, TX).
NFIP claims, Morris, TX, three years: none; Morris, TX claim-stress 0/100.
Morris, TX monthly score held, 42 (March 2026) to 42 (October 2026); Morris, TX by month: March 42, April 42, May 46, June 46 (Morris, TX), July 43, August 45, September 44, October 42.
Morris, TX components: climate 83; Morris, TX retreat index 42; Morris, TX climate multiplier 0.85.
Construction distress, Morris, TX: 6/100 as of August 2026 (Morris, TX: 0/100 one-to-four unit, 18/100 multifamily).
Morris, TX ZIPs, June 2026 (Morris, TX, 7 highest): score 0 (Morris, TX), climate 44 (Morris, TX): 75558; score 0 (Morris, TX), climate 43 (Morris, TX): 75656; score 0 (Morris, TX), climate 40 (Morris, TX): 75568; score 0 (Morris, TX), climate 39 (Morris, TX): 75686; score 0 (Morris, TX), climate 30 (Morris, TX): 75571; score 0 (Morris, TX), climate 29 (Morris, TX): 75638; score 0 (Morris, TX), climate 27 (Morris, TX): 75668.
DLRadar rescores Morris, TX monthly; Morris, TX readings join Morris, TX foreclosure, lien and ownership parcels (Morris, TX), so cost-squeezed Morris, TX owners surface before listing.
Inside Texas, Morris County ranks 109th of 254 counties for home-insurance distress at 43/100; Milam County (43/100) sits just above Morris County, and Panola County (43/100) sits just below Morris County.
Deterministic. Every Morris County, TX signal traces to a public Morris dataset (FEMA, NFIP, Census for Morris, TX) · how insurance distress works in Morris, TX · methodology
FAQ: Morris County, TX insurance distress
What is the Morris County, TX home-insurance-distress score?
Morris, TX: 43/100 (MEDIUM), #1,283 of 3,222, #109 in Texas. FEMA hazard, Morris, TX: 84/100; NFIP stress, Morris, TX: 0/100; construction, Morris, TX: 6/100; Morris, TX rescores monthly.
Is Morris County insurance distress getting better or worse (TX)?
Morris, TX: 42 in March 2026; Morris, TX: 42 in October 2026 (unchanged); Morris, TX climate component 83.
Which Morris County ZIP codes carry the most insurance distress (TX)?
Morris, TX, June 2026: 75558 at 0, 75656 at 0, 75568 at 0, 75686 at 0; Morris, TX climate scores there: 44, 43, 40, 39.
Why does Morris, TX insurance distress create sellers?
A Morris, TX premium outruns the Morris, TX budget; a carrier leaves Morris, TX; Morris, TX carrying cost passes plan; Morris, TX owners sell while current; Morris, TX insurance distress leads Morris, TX foreclosure data.