Oldham County, TX: Home-Insurance Distress & Forced-Sale Pressure
Oldham County, TX: 0/100 (low) home-insurance distress; Oldham, TX band ZERO; Oldham, TX #3,103 of 3,222 counties; Oldham, TX #234 of 254 in Texas; Oldham, TX coverage multiplier 0.70.
FEMA hazard, Oldham, TX: 0/100; Oldham, TX declarations, three years: none.
NFIP claims, Oldham, TX, three years: none; Oldham, TX claim-stress 0/100.
Oldham, TX monthly score: 0 in every month from March 2026 (Oldham, TX) through October 2026.
Oldham, TX components: all zero this month; Oldham, TX climate multiplier 0.70.
Construction distress, Oldham, TX: 25/100 as of August 2026 (Oldham, TX: 17/100 one-to-four unit, 24/100 multifamily).
Oldham, TX ZIPs, June 2026 (Oldham, TX, 6 highest): score 0 (Oldham, TX), climate 66 (Oldham, TX): 79010; score 0 (Oldham, TX), climate 47 (Oldham, TX): 79098; score 0 (Oldham, TX), climate 40 (Oldham, TX): 79018; score 0 (Oldham, TX), climate 27 (Oldham, TX): 79001; score 0 (Oldham, TX), climate 18 (Oldham, TX): 79092, 88430.
DLRadar rescores Oldham, TX monthly; Oldham, TX readings join Oldham, TX foreclosure, lien and ownership parcels (Oldham, TX), so cost-squeezed Oldham, TX owners surface before listing.
Inside Texas, Oldham County ranks 234th of 254 counties for home-insurance distress at 0/100; Ochiltree County (0/100) sits just above Oldham County, and Parmer County (0/100) sits just below Oldham County.
Deterministic. Every Oldham County, TX signal traces to a public Oldham dataset (FEMA, NFIP, Census for Oldham, TX) · how insurance distress works in Oldham, TX · methodology
FAQ: Oldham County, TX insurance distress
What is the Oldham County, TX home-insurance-distress score?
Oldham, TX: 0/100 (ZERO), #3,103 of 3,222, #234 in Texas. FEMA hazard, Oldham, TX: 0/100; NFIP stress, Oldham, TX: 0/100; construction, Oldham, TX: 25/100; Oldham, TX rescores monthly.
Is Oldham County insurance distress getting better or worse (TX)?
Oldham, TX: 0 in March 2026; Oldham, TX: 0 in October 2026 (unchanged).
Which Oldham County ZIP codes carry the most insurance distress (TX)?
Oldham, TX, June 2026: 79010 at 0, 79098 at 0, 79018 at 0, 79001 at 0; Oldham, TX climate scores there: 66, 47, 40, 27.
Why does Oldham, TX insurance distress create sellers?
A Oldham, TX premium outruns the Oldham, TX budget; a carrier leaves Oldham, TX; Oldham, TX carrying cost passes plan; Oldham, TX owners sell while current; Oldham, TX insurance distress leads Oldham, TX foreclosure data.