Van Zandt County, TX: Home-Insurance Distress & Forced-Sale Pressure
Van Zandt County, TX: 67/100 (elevated) home-insurance distress; Van Zandt, TX band MEDIUM; Van Zandt, TX #702 of 3,222 counties; Van Zandt, TX #71 of 254 in Texas.
FEMA hazard, Van Zandt, TX: 52/100; Van Zandt, TX declarations, three years: 2; Van Zandt, TX perils: 2 flood; Van Zandt, TX five-year count 2 (severity 3.0); Van Zandt, TX ten-year 2; hazard-weighted, Van Zandt, TX: 4.0.
Declared incidents on the Van Zandt, TX record: 2024 Flood 3 (Van Zandt, TX).
NFIP claims, Van Zandt, TX, three years: 10; Van Zandt, TX payouts $844,783; per Van Zandt, TX claim $84,478; Van Zandt, TX claim-stress 90/100.
Van Zandt, TX monthly score fell, 70 (March 2026) to 67 (October 2026); Van Zandt, TX by month: March 70, April 70, May 70, June 70 (Van Zandt, TX), July 68, August 66, September 67, October 67.
Van Zandt, TX components: climate 52, NFIP claims 90; Van Zandt, TX retreat index 67.
Construction distress, Van Zandt, TX: 14/100 as of August 2026 (Van Zandt, TX: 14/100 one-to-four unit, 19/100 multifamily).
Van Zandt, TX ZIPs, June 2026 (Van Zandt, TX, 13 highest): score 0 (Van Zandt, TX), climate 81 (Van Zandt, TX): 75756; score 0 (Van Zandt, TX), climate 79 (Van Zandt, TX): 75752; score 0 (Van Zandt, TX), climate 78 (Van Zandt, TX): 75758, 75778; score 0 (Van Zandt, TX), climate 76 (Van Zandt, TX): 75124; score 0 (Van Zandt, TX), climate 69 (Van Zandt, TX): 75147; score 0 (Van Zandt, TX), climate 62 (Van Zandt, TX): 75169; score 0 (Van Zandt, TX), climate 61 (Van Zandt, TX): 75790; score 0 (Van Zandt, TX), climate 60 (Van Zandt, TX): 75103, 75117, 75127, 75140, Van Zandt, TX 75754.
DLRadar rescores Van Zandt, TX monthly; Van Zandt, TX readings join Van Zandt, TX foreclosure, lien and ownership parcels (Van Zandt, TX), so cost-squeezed Van Zandt, TX owners surface before listing.
Inside Texas, Van Zandt County ranks 71st of 254 counties for home-insurance distress at 67/100; La Salle County (68/100) sits just above Van Zandt County, and Kleberg County (67/100) sits just below Van Zandt County.
Deterministic. Every Van Zandt County, TX signal traces to a public Van Zandt dataset (FEMA, NFIP, Census for Van Zandt, TX) · how insurance distress works in Van Zandt, TX · methodology
FAQ: Van Zandt County, TX insurance distress
What is the Van Zandt County, TX home-insurance-distress score?
Van Zandt, TX: 67/100 (MEDIUM), #702 of 3,222, #71 in Texas. FEMA hazard, Van Zandt, TX: 52/100; NFIP stress, Van Zandt, TX: 90/100; construction, Van Zandt, TX: 14/100; Van Zandt, TX rescores monthly.
Is Van Zandt County insurance distress getting better or worse (TX)?
Van Zandt, TX: 70 in March 2026; Van Zandt, TX: 67 in October 2026 (better); Van Zandt, TX climate component 52; Van Zandt, TX NFIP claims score 90.
How many flood-insurance claims has Van Zandt County, TX had?
Van Zandt, TX: 10 NFIP claims, three years; Van Zandt, TX paid $844,783; per Van Zandt, TX claim $84,478; carriers reprice Van Zandt, TX against that record.
Which Van Zandt County ZIP codes carry the most insurance distress (TX)?
Van Zandt, TX, June 2026: 75756 at 0, 75752 at 0, 75758 at 0, 75778 at 0; Van Zandt, TX climate scores there: 81, 79, 78, 78.
Why does Van Zandt, TX insurance distress create sellers?
A Van Zandt, TX premium outruns the Van Zandt, TX budget; a carrier leaves Van Zandt, TX; Van Zandt, TX carrying cost passes plan; Van Zandt, TX owners sell while current; Van Zandt, TX insurance distress leads Van Zandt, TX foreclosure data.