Waller County, TX: Home-Insurance Distress & Forced-Sale Pressure
Waller County, TX: 75/100 (severe) home-insurance distress; Waller, TX band MEDIUM; Waller, TX #503 of 3,222 counties; Waller, TX #48 of 254 in Texas; raw Waller, TX 79.3.
FEMA hazard, Waller, TX: 84/100; Waller, TX declarations, three years: 6; Waller, TX perils: 2 hurricane, 2 flood; Waller, TX five-year count 4 (severity 6.0); Waller, TX ten-year 4; hazard-weighted, Waller, TX: 21.0.
Declared incidents on the Waller, TX record: 2024 Hurricane 2; 2024 Flood 2 (Waller, TX).
NFIP claims, Waller, TX, three years: 5; Waller, TX payouts $10,047; per Waller, TX claim $2,009; Waller, TX claim-stress 61/100.
Waller, TX monthly score fell, 75 (March 2026) to 74 (October 2026); Waller, TX by month: March 75, April 75, May 79, June 79 (Waller, TX), July 77, August 79, September 77, October 74.
Waller, TX components: climate 83, NFIP claims 61; Waller, TX retreat index 74.
Construction distress, Waller, TX: 68/100 as of August 2026 (Waller, TX: 71/100 one-to-four unit, 20/100 multifamily).
Waller, TX ZIPs, June 2026 (Waller, TX, 11 highest): score 0 (Waller, TX), climate 96 (Waller, TX): 77494; score 0 (Waller, TX), climate 93 (Waller, TX): 77355; score 0 (Waller, TX), climate 91 (Waller, TX): 77447; score 0 (Waller, TX), climate 90 (Waller, TX): 77493; score 0 (Waller, TX), climate 75 (Waller, TX): 77484; score 0 (Waller, TX), climate 71 (Waller, TX): 77423; score 0 (Waller, TX), climate 68 (Waller, TX): 77445, 77446, 77466; score 0 (Waller, TX), climate 63 (Waller, TX): 77868; score 0 (Waller, TX), climate 53 (Waller, TX): 77363.
DLRadar rescores Waller, TX monthly; Waller, TX readings join Waller, TX foreclosure, lien and ownership parcels (Waller, TX), so cost-squeezed Waller, TX owners surface before listing.
Inside Texas, Waller County ranks 46th of 254 counties for home-insurance distress at 75/100; Harrison County (75/100) sits just above Waller County, and Leon County (75/100) sits just below Waller County.
Deterministic. Every Waller County, TX signal traces to a public Waller dataset (FEMA, NFIP, Census for Waller, TX) · how insurance distress works in Waller, TX · methodology
FAQ: Waller County, TX insurance distress
What is the Waller County, TX home-insurance-distress score?
Waller, TX: 75/100 (MEDIUM), #503 of 3,222, #48 in Texas. FEMA hazard, Waller, TX: 84/100; NFIP stress, Waller, TX: 61/100; construction, Waller, TX: 68/100; Waller, TX rescores monthly.
Is Waller County insurance distress getting better or worse (TX)?
Waller, TX: 75 in March 2026; Waller, TX: 74 in October 2026 (better); Waller, TX climate component 83; Waller, TX NFIP claims score 61.
How many flood-insurance claims has Waller County, TX had?
Waller, TX: 5 NFIP claims, three years; Waller, TX paid $10,047; per Waller, TX claim $2,009; carriers reprice Waller, TX against that record.
Which Waller County ZIP codes carry the most insurance distress (TX)?
Waller, TX, June 2026: 77494 at 0, 77355 at 0, 77447 at 0, 77493 at 0; Waller, TX climate scores there: 96, 93, 91, 90.
Why does Waller, TX insurance distress create sellers?
A Waller, TX premium outruns the Waller, TX budget; a carrier leaves Waller, TX; Waller, TX carrying cost passes plan; Waller, TX owners sell while current; Waller, TX insurance distress leads Waller, TX foreclosure data.