Garfield County, UT: Home-Insurance Distress & Forced-Sale Pressure
Garfield County, UT: 18/100 (low) home-insurance distress; Garfield, UT band LOW; Garfield, UT #2,370 of 3,222 counties; Garfield, UT #16 of 29 in Utah; raw Garfield, UT 21.8; Garfield, UT coverage multiplier 0.85.
FEMA hazard, Garfield, UT: 0/100; Garfield, UT declarations, three years: none.
NFIP claims, Garfield, UT, three years: 1; Garfield, UT payouts $7,500; per Garfield, UT claim $7,500; Garfield, UT claim-stress 54/100.
Garfield, UT monthly score rose, 0 (March 2026) to 18 (October 2026); Garfield, UT by month: March 0, April 0, May 0, June 0 (Garfield, UT), July 0, August 0, September 0, October 18.
Garfield, UT components: NFIP claims 54; Garfield, UT retreat index 18; Garfield, UT climate multiplier 0.85.
Construction distress, Garfield, UT: 86/100 as of August 2026 (Garfield, UT: 86/100 one-to-four unit, 1/100 multifamily).
Garfield, UT ZIPs, June 2026 (Garfield, UT, 11 highest): score 0 (Garfield, UT), climate 43 (Garfield, UT): 84762; score 0 (Garfield, UT), climate 37 (Garfield, UT): 84716, 84718, 84726, 84735, Garfield, UT 84736, 84759, 84764, 84776; score 0 (Garfield, UT), climate 15 (Garfield, UT): 84712; score 0 (Garfield, UT), climate 4 (Garfield, UT): 84775.
DLRadar rescores Garfield, UT monthly; Garfield, UT readings join Garfield, UT foreclosure, lien and ownership parcels (Garfield, UT), so cost-squeezed Garfield, UT owners surface before listing.
Inside Utah, Garfield County ranks 16th of 29 counties for home-insurance distress at 18/100; Carbon County (20/100) sits just above Garfield County, and Emery County (7/100) sits just below Garfield County.
Deterministic. Every Garfield County, UT signal traces to a public Garfield dataset (FEMA, NFIP, Census for Garfield, UT) · how insurance distress works in Garfield, UT · methodology
FAQ: Garfield County, UT insurance distress
What is the Garfield County, UT home-insurance-distress score?
Garfield, UT: 18/100 (LOW), #2,370 of 3,222, #16 in Utah. FEMA hazard, Garfield, UT: 0/100; NFIP stress, Garfield, UT: 54/100; construction, Garfield, UT: 86/100; Garfield, UT rescores monthly.
Is Garfield County insurance distress getting better or worse (UT)?
Garfield, UT: 0 in March 2026; Garfield, UT: 18 in October 2026 (worse); Garfield, UT NFIP claims score 54.
How many flood-insurance claims has Garfield County, UT had?
Garfield, UT: 1 NFIP claims, three years; Garfield, UT paid $7,500; per Garfield, UT claim $7,500; carriers reprice Garfield, UT against that record.
Which Garfield County ZIP codes carry the most insurance distress (UT)?
Garfield, UT, June 2026: 84762 at 0, 84716 at 0, 84718 at 0, 84726 at 0; Garfield, UT climate scores there: 43, 37, 37, 37.
Why does Garfield, UT insurance distress create sellers?
A Garfield, UT premium outruns the Garfield, UT budget; a carrier leaves Garfield, UT; Garfield, UT carrying cost passes plan; Garfield, UT owners sell while current; Garfield, UT insurance distress leads Garfield, UT foreclosure data.