Virginia Beach County, VA: Home-Insurance Distress & Forced-Sale Pressure
Virginia Beach County, VA: 28/100 (moderate) home-insurance distress; Virginia Beach, VA band LOW; Virginia Beach, VA #1,669 of 3,222 counties; Virginia Beach, VA #43 of 133 in Virginia; raw Virginia Beach, VA 32.8; Virginia Beach, VA coverage multiplier 0.85.
FEMA hazard, Virginia Beach, VA: 0/100; Virginia Beach, VA declarations, three years: 2; Virginia Beach, VA five-year count 2 (severity 4.0); Virginia Beach, VA ten-year 2.
Declared incidents on the Virginia Beach, VA record: 2026 Winter Storm 2 (Virginia Beach, VA).
NFIP claims, Virginia Beach, VA, three years: 64; Virginia Beach, VA payouts $563,785; per Virginia Beach, VA claim $8,809; Virginia Beach, VA claim-stress 82/100.
Virginia Beach, VA monthly score: 28 in every month from March 2026 (Virginia Beach, VA) through October 2026.
Virginia Beach, VA components: NFIP claims 82; Virginia Beach, VA retreat index 28; Virginia Beach, VA climate multiplier 0.85.
Construction distress, Virginia Beach, VA: 23/100 as of August 2026 (Virginia Beach, VA: 73/100 one-to-four unit, 0/100 multifamily).
Virginia Beach, VA ZIPs, June 2026 (Virginia Beach, VA, 12 highest): score 0 (Virginia Beach, VA), climate 65 (Virginia Beach, VA): 23451, 23452, 23453, 23454, Virginia Beach, VA 23455, 23456, 23457, 23459, Virginia Beach, VA 23460, 23461, 23462, 23464.
DLRadar rescores Virginia Beach, VA monthly; Virginia Beach, VA readings join Virginia Beach, VA foreclosure, lien and ownership parcels (Virginia Beach, VA), so cost-squeezed Virginia Beach, VA owners surface before listing.
Inside Virginia, Virginia Beach County ranks 43rd of 133 counties for home-insurance distress at 28/100; Arlington County (28/100) sits just above Virginia Beach County, and Prince William County (26/100) sits just below Virginia Beach County.
Deterministic. Every Virginia Beach County, VA signal traces to a public Virginia Beach dataset (FEMA, NFIP, Census for Virginia Beach, VA) · how insurance distress works in Virginia Beach, VA · methodology
FAQ: Virginia Beach County, VA insurance distress
What is the Virginia Beach County, VA home-insurance-distress score?
Virginia Beach, VA: 28/100 (LOW), #1,669 of 3,222, #43 in Virginia. FEMA hazard, Virginia Beach, VA: 0/100; NFIP stress, Virginia Beach, VA: 82/100; construction, Virginia Beach, VA: 23/100; Virginia Beach, VA rescores monthly.
Is Virginia Beach County insurance distress getting better or worse (VA)?
Virginia Beach, VA: 28 in March 2026; Virginia Beach, VA: 28 in October 2026 (unchanged); Virginia Beach, VA NFIP claims score 82.
How many flood-insurance claims has Virginia Beach County, VA had?
Virginia Beach, VA: 64 NFIP claims, three years; Virginia Beach, VA paid $563,785; per Virginia Beach, VA claim $8,809; carriers reprice Virginia Beach, VA against that record.
Which Virginia Beach County ZIP codes carry the most insurance distress (VA)?
Virginia Beach, VA, June 2026: 23451 at 0, 23452 at 0, 23453 at 0, 23454 at 0; Virginia Beach, VA climate scores there: 65, 65, 65, 65.
Why does Virginia Beach, VA insurance distress create sellers?
A Virginia Beach, VA premium outruns the Virginia Beach, VA budget; a carrier leaves Virginia Beach, VA; Virginia Beach, VA carrying cost passes plan; Virginia Beach, VA owners sell while current; Virginia Beach, VA insurance distress leads Virginia Beach, VA foreclosure data.