Ohio County, WV: Home-Insurance Distress & Forced-Sale Pressure
Ohio County, WV: 89/100 (severe) home-insurance distress; Ohio, WV band HIGH; Ohio, WV #117 of 3,222 counties; Ohio, WV #1 of 55 in West Virginia; raw Ohio, WV 81.4.
FEMA hazard, Ohio, WV: 87/100; Ohio, WV declarations, three years: 8; Ohio, WV perils: 6 flood, 2 severe-storm; Ohio, WV five-year count 8 (severity 14.0); Ohio, WV ten-year 8; hazard-weighted, Ohio, WV: 10.0.
Declared incidents on the Ohio, WV record: 2026 Winter Storm 2; 2025 Flood 2 (Ohio, WV); 2024 Severe Storm 2; 2024 Flood 2 (Ohio, WV).
NFIP claims, Ohio, WV, three years: 111; Ohio, WV payouts $4,410,774; per Ohio, WV claim $39,737; Ohio, WV claim-stress 93/100.
Ohio, WV monthly score fell, 85 (March 2026) to 81 (October 2026); Ohio, WV by month: March 85, April 85, May 85, June 85 (Ohio, WV), July 84, August 85, September 90, October 81.
Ohio, WV components: climate 73, NFIP claims 93; Ohio, WV retreat index 81.
Construction distress, Ohio, WV: 17/100 as of August 2026 (Ohio, WV: 17/100 one-to-four unit, 0/100 multifamily).
Ohio, WV ZIPs, June 2026 (Ohio, WV, 6 highest): score 0 (Ohio, WV), climate 72 (Ohio, WV): 26059, 26060, 26074; score 0 (Ohio, WV), climate 66 (Ohio, WV): 26003; score 0 (Ohio, WV), climate 57 (Ohio, WV): 26036; score 0 (Ohio, WV), climate 52 (Ohio, WV): 26032.
DLRadar rescores Ohio, WV monthly; Ohio, WV readings join Ohio, WV foreclosure, lien and ownership parcels (Ohio, WV), so cost-squeezed Ohio, WV owners surface before listing.
Inside West Virginia, Ohio County ranks 1st of 55 counties for home-insurance distress at 89/100; Kanawha County (88/100) sits just below Ohio County.
Deterministic. Every Ohio County, WV signal traces to a public Ohio dataset (FEMA, NFIP, Census for Ohio, WV) · how insurance distress works in Ohio, WV · methodology
FAQ: Ohio County, WV insurance distress
What is the Ohio County, WV home-insurance-distress score?
Ohio, WV: 89/100 (HIGH), #117 of 3,222, #1 in West Virginia. FEMA hazard, Ohio, WV: 87/100; NFIP stress, Ohio, WV: 93/100; construction, Ohio, WV: 17/100; Ohio, WV rescores monthly.
Is Ohio County insurance distress getting better or worse (WV)?
Ohio, WV: 85 in March 2026; Ohio, WV: 81 in October 2026 (better); Ohio, WV climate component 73; Ohio, WV NFIP claims score 93.
How many flood-insurance claims has Ohio County, WV had?
Ohio, WV: 111 NFIP claims, three years; Ohio, WV paid $4,410,774; per Ohio, WV claim $39,737; carriers reprice Ohio, WV against that record.
Which Ohio County ZIP codes carry the most insurance distress (WV)?
Ohio, WV, June 2026: 26059 at 0, 26060 at 0, 26074 at 0, 26003 at 0; Ohio, WV climate scores there: 72, 72, 72, 66.
Why does Ohio, WV insurance distress create sellers?
A Ohio, WV premium outruns the Ohio, WV budget; a carrier leaves Ohio, WV; Ohio, WV carrying cost passes plan; Ohio, WV owners sell while current; Ohio, WV insurance distress leads Ohio, WV foreclosure data.