Real Estate Market Cycle Phases (HPI Radar)

Real estate moves in cycles — recovery, expansion, peak, and decline — and where a market sits in that cycle should shape what, where, and how you buy. The FHFA House Price Index (HPI) makes those phases measurable instead of anecdotal.

The four phases

Recovery follows a downturn as prices stabilize; expansion brings rising prices and demand; the peak shows decelerating gains and stretched affordability; decline brings falling prices and rising distress. Each phase favors a different strategy — accumulation, momentum, caution, or opportunistic buying.

Reading the HPI

The FHFA House Price Index tracks repeat sales over time. Year-over-year change shows momentum; the drawdown from a market's prior peak shows how far it has fallen. Together they place a county precisely in its cycle rather than guessing from headlines.

How DLRadar maps the cycle

DLRadar computes market-phase and HPI drawdown for thousands of counties, so you can pair macro timing with parcel-level distress — buying the right property in the right market at the right point in the cycle.

See this signal on a real map

DLRadar scores real estate market cycle phases (hpi radar) alongside 18 deterministic distress signals across every U.S. county and ZIP. Browse the aggregate data free; unlock property-level detail when you're ready.

Frequently asked questions

What are the phases of the real estate cycle?
Recovery, expansion, peak (hypersupply/deceleration), and decline — each favoring a different acquisition strategy.
What is the HPI?
The House Price Index, published by the FHFA, which measures home-price changes over time using repeat sales.
How do I time the market?
By combining cycle phase and drawdown with local distress signals — DLRadar maps both at the county level.

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