ZIP
20194
VA · County 51059 · pop 12,334 (population)
28.0
Opportunity Index
WEAKNational rank #27160
Why This ZIP
ZIP 20194 ranks #27160 nationally with phase WEAK. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 32.1, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 20194 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 51059 — ZIP 20194 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 51059 — ZIP 20194 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 51059 — ZIP 20194 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 32.9 |
| Property Stress | 8.0 |
| Foreclosure / Delinquency | 6.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 64.0 |
| Construction Pressure | 34.3 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#27160
PhaseWEAK
Primary driverBANK_INSTITUTIONAL
Capital opp32.1
Pulse score25.2
Signal Breakdown — 10 Categories
Vacancy
1.1
Auction / REO
—
Construction Pressure
34.3
FL Deep Bonus
—
Property Stress
8.0
HOA / Federal Liens
—
Listings Discount
32.9
Bank Institutional
64.0
Insurance Distress
0.0
Foreclosure / Delinquency
6.0
Top-Line Metrics
Avg DOM (days)
49.8
Price Cut %
1.8%
Short-Sale Listings
5
Auction Events 90d
—
Vacancy %
1.1%
Bank Score
64.0
Insurance Score
0.0
Listings Discount
32.9
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 20194 | 25.2 | 6.1 | 0.0 | 32.9 |
| County 51059 | 24.0 | 6.2 | 0.0 | 26.4 |
| VA state avg | 26.9 | 12.0 | 0.0 | 24.4 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 22315 | 29.6 | WEAK | BANK_INSTITUTIONAL | 38 | 8 |
| 22153 | 29.4 | WEAK | BANK_INSTITUTIONAL | 37 | 8 |
| 22310 | 29.1 | WEAK | BANK_INSTITUTIONAL | 37 | 8 |
| 22079 | 29.1 | WEAK | BANK_INSTITUTIONAL | 35 | 8 |
| 22207 | 28.8 | WEAK | BANK_INSTITUTIONAL | 28 | 16 |
| 20191 | 28.8 | WEAK | BANK_INSTITUTIONAL | 34 | 8 |
| 22046 | 28.7 | WEAK | BANK_INSTITUTIONAL | 30 | 12 |
| 22015 | 28.6 | WEAK | BANK_INSTITUTIONAL | 36 | 8 |
| 22312 | 28.5 | WEAK | BANK_INSTITUTIONAL | 31 | 8 |
| 20190 | 28.3 | WEAK | BANK_INSTITUTIONAL | 31 | 8 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/20194
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.