ZIP
23120
VA · County 51041 · pop 17,240 (population)
23.8
Opportunity Index
WEAKNational rank #32751
Why This ZIP
ZIP 23120 ranks #32751 nationally with phase WEAK. Primary driver: LISTINGS_DISCOUNT. Capital opportunity score is 38.0, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 23120 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 51041 — ZIP 23120 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 51041 — ZIP 23120 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 51041 — ZIP 23120 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 30.6 |
| Property Stress | 6.0 |
| Foreclosure / Delinquency | 2.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 27.0 |
| Construction Pressure | 19.5 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#32751
PhaseWEAK
Primary driverLISTINGS_DISCOUNT
Capital opp38.0
Pulse score14.3
Signal Breakdown — 10 Categories
Vacancy
0.9
Auction / REO
—
Construction Pressure
19.5
FL Deep Bonus
—
Property Stress
6.0
HOA / Federal Liens
—
Listings Discount
30.6
Bank Institutional
27.0
Insurance Distress
0.0
Foreclosure / Delinquency
2.0
Top-Line Metrics
Avg DOM (days)
78.0
Price Cut %
9.1%
Short-Sale Listings
1
Auction Events 90d
—
Vacancy %
0.9%
Bank Score
27.0
Insurance Score
0.0
Listings Discount
30.6
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 23120 | 14.3 | 3.7 | 0.0 | 30.6 |
| County 51041 | 19.6 | 4.9 | 0.0 | 26.4 |
| VA state avg | 26.9 | 12.0 | 0.0 | 24.4 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 23803 | 30.7 | WEAK | VACANCY | 34 | 10 |
| 23224 | 30.1 | WEAK | BANK_INSTITUTIONAL | 24 | 13 |
| 23235 | 29.3 | WEAK | BANK_INSTITUTIONAL | 39 | 8 |
| 23234 | 28.2 | WEAK | BANK_INSTITUTIONAL | 31 | 8 |
| 23834 | 27.8 | WEAK | BANK_INSTITUTIONAL | 37 | 6 |
| 23225 | 25.8 | WEAK | BANK_INSTITUTIONAL | 10 | 12 |
| 23113 | 25.2 | WEAK | BANK_INSTITUTIONAL | 27 | 7 |
| 23832 | 25.2 | WEAK | BANK_INSTITUTIONAL | 30 | 6 |
| 23838 | 24.5 | WEAK | LISTINGS_DISCOUNT | 33 | 6 |
| 23236 | 24.5 | WEAK | LISTINGS_DISCOUNT | 31 | 6 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/23120
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.