ZIP
26440
WV · County 54091 · pop 1,364 (population)
30.3
Opportunity Index
WEAKNational rank #21763
Why This ZIP
ZIP 26440 ranks #21763 nationally with phase WEAK. Primary driver: VACANCY. Capital opportunity score is 39.5, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 26440 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 54091 — ZIP 26440 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 54091 — ZIP 26440 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 54091 — ZIP 26440 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 30.0 |
| Property Stress | 24.0 |
| Vacancy | 11.7 |
▼ Top 3 Risk Signals
| Bank Institutional | 26.5 |
| Construction Pressure | 21.5 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#21763
PhaseWEAK
Primary driverVACANCY
Capital opp39.5
Pulse score24.2
Signal Breakdown — 10 Categories
Vacancy
11.7
Auction / REO
—
Construction Pressure
21.5
FL Deep Bonus
—
Property Stress
24.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
26.5
Insurance Distress
0.0
Foreclosure / Delinquency
30.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
11.7%
Bank Score
26.5
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 26440 | 24.2 | 23.0 | 0.0 | — |
| County 54091 | 33.1 | 20.6 | 0.0 | 3.3 |
| WV state avg | 33.5 | 21.0 | 0.0 | 25.1 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (9)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 26416 | 36.4 | EARLY_SIGNAL | VACANCY | 26 | 23 |
| 26554 | 36.1 | WATCHLIST | BANK_INSTITUTIONAL | 40 | 21 |
| 26431 | 36.1 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 23 |
| 26330 | 35.0 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 23 |
| 26354 | 33.7 | EARLY_SIGNAL | VACANCY | — | 21 |
| 26347 | 33.3 | EARLY_SIGNAL | VACANCY | — | 22 |
| 26374 | 28.8 | WEAK | BANK_INSTITUTIONAL | — | 27 |
| 26424 | 26.5 | WEAK | VACANCY | — | 17 |
| 26435 | 24.3 | WEAK | BANK_INSTITUTIONAL | — | 17 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/26440
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.