ZIP
26431
WV · County 54033 · pop 5,899 (population)
36.1
Opportunity Index
EARLY_SIGNALNational rank #7310
Why This ZIP
ZIP 26431 ranks #7310 nationally with phase EARLY_SIGNAL. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 31.8, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 26431 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 54033 — ZIP 26431 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 54033 — ZIP 26431 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 54033 — ZIP 26431 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Property Stress | 23.0 |
| Foreclosure / Delinquency | 21.0 |
| Vacancy | 12.4 |
▼ Top 3 Risk Signals
| Construction Pressure | 78.1 |
| Bank Institutional | 64.2 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#7310
PhaseEARLY_SIGNAL
Primary driverBANK_INSTITUTIONAL
Capital opp31.8
Pulse score39.0
Signal Breakdown — 10 Categories
Vacancy
12.4
Auction / REO
—
Construction Pressure
78.1
FL Deep Bonus
—
Property Stress
23.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
64.2
Insurance Distress
0.0
Foreclosure / Delinquency
21.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
12.4%
Bank Score
64.2
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 26431 | 39.0 | 20.6 | 0.0 | — |
| County 54033 | 38.1 | 20.6 | 0.0 | 24.9 |
| WV state avg | 33.5 | 21.0 | 0.0 | 25.1 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 26426 | 43.9 | STRONG_BUY | VACANCY | 54 | 25 |
| 26301 | 39.9 | PEAK_OPPORTUNITY | VACANCY | 45 | 23 |
| 26378 | 39.8 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 43 | 25 |
| 26385 | 38.5 | OVERHEATED | VACANCY | — | 23 |
| 26554 | 36.1 | WATCHLIST | BANK_INSTITUTIONAL | 40 | 21 |
| 26330 | 35.0 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 23 |
| 26463 | 35.0 | EARLY_SIGNAL | VACANCY | — | 23 |
| 26404 | 35.0 | EARLY_SIGNAL | VACANCY | — | 23 |
| 26386 | 35.0 | EARLY_SIGNAL | VACANCY | — | 23 |
| 26451 | 35.0 | EARLY_SIGNAL | VACANCY | — | 23 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/26431
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.