ZIP
27020
NC · County 37197 · pop 5,854 (population)
37.9
Opportunity Index
PEAK_OPPORTUNITYNational rank #4396
Why This ZIP
ZIP 27020 ranks #4396 nationally with phase PEAK_OPPORTUNITY. Primary driver: VACANCY. Capital opportunity score is 46.6, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 27020 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 37197 — ZIP 27020 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 37197 — ZIP 27020 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 37197 — ZIP 27020 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 45.0 |
| Foreclosure / Delinquency | 23.0 |
| Property Stress | 22.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 59.3 |
| Bank Institutional | 29.0 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#4396
PhasePEAK_OPPORTUNITY
Primary driverVACANCY
Capital opp46.6
Pulse score32.1
Signal Breakdown — 10 Categories
Vacancy
18.6
Auction / REO
—
Construction Pressure
59.3
FL Deep Bonus
—
Property Stress
22.0
HOA / Federal Liens
—
Listings Discount
45.0
Bank Institutional
29.0
Insurance Distress
0.0
Foreclosure / Delinquency
23.0
Top-Line Metrics
Avg DOM (days)
6.0
Price Cut %
—%
Short-Sale Listings
1
Auction Events 90d
—
Vacancy %
18.6%
Bank Score
29.0
Insurance Score
0.0
Listings Discount
45.0
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 27020 | 32.1 | 22.1 | 0.0 | 45.0 |
| County 37197 | 33.9 | 22.5 | 0.0 | 12.5 |
| NC state avg | 33.4 | 23.4 | 0.3 | 29.9 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (6)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 27011 | 34.9 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 29 | 22 |
| 27055 | 34.7 | EARLY_SIGNAL | VACANCY | — | 22 |
| 28634 | 34.4 | EARLY_SIGNAL | VACANCY | — | 19 |
| 28642 | 32.8 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 21 | 22 |
| 27018 | 32.7 | EARLY_SIGNAL | VACANCY | — | 22 |
| 28689 | 31.9 | EARLY_SIGNAL | VACANCY | — | 20 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/27020
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.