ZIP
28634
NC · County 37097 · pop 5,056 (population)
34.4
Opportunity Index
EARLY_SIGNALNational rank #11025
Why This ZIP
ZIP 28634 ranks #11025 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 32.2, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 28634 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 37097 — ZIP 28634 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 37097 — ZIP 28634 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 37097 — ZIP 28634 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Property Stress | 19.0 |
| Foreclosure / Delinquency | 18.0 |
| Vacancy | 16.7 |
▼ Top 3 Risk Signals
| Construction Pressure | 60.7 |
| Bank Institutional | 57.9 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#11025
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp32.2
Pulse score35.8
Signal Breakdown — 10 Categories
Vacancy
16.7
Auction / REO
—
Construction Pressure
60.7
FL Deep Bonus
—
Property Stress
19.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
57.9
Insurance Distress
0.0
Foreclosure / Delinquency
18.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
16.7%
Bank Score
57.9
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 28634 | 35.8 | 19.1 | 0.0 | — |
| County 37097 | 31.8 | 19.3 | 0.0 | 27.1 |
| NC state avg | 33.4 | 23.4 | 0.3 | 29.9 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 27020 | 37.9 | PEAK_OPPORTUNITY | VACANCY | 45 | 22 |
| 28660 | 37.3 | PEAK_OPPORTUNITY | VACANCY | 48 | 19 |
| 28166 | 36.5 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 40 | 19 |
| 27028 | 36.0 | WATCHLIST | VACANCY | 40 | 20 |
| 27055 | 34.7 | EARLY_SIGNAL | VACANCY | — | 22 |
| 28677 | 34.2 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 33 | 19 |
| 28625 | 33.9 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 32 | 19 |
| 28036 | 33.7 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 16 | 24 |
| 28636 | 33.3 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 20 |
| 27013 | 32.2 | EARLY_SIGNAL | VACANCY | 44 | 19 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/28634
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.