ZIP
28677
NC · County 37097 · pop 37,628 (population)
34.2
Opportunity Index
EARLY_SIGNALNational rank #11511
Why This ZIP
ZIP 28677 ranks #11511 nationally with phase EARLY_SIGNAL. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 36.2, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 28677 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 37097 — ZIP 28677 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 37097 — ZIP 28677 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 37097 — ZIP 28677 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 33.3 |
| Property Stress | 19.0 |
| Foreclosure / Delinquency | 18.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 60.9 |
| Bank Institutional | 54.9 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#11511
PhaseEARLY_SIGNAL
Primary driverBANK_INSTITUTIONAL
Capital opp36.2
Pulse score32.9
Signal Breakdown — 10 Categories
Vacancy
10.1
Auction / REO
—
Construction Pressure
60.9
FL Deep Bonus
—
Property Stress
19.0
HOA / Federal Liens
—
Listings Discount
33.3
Bank Institutional
54.9
Insurance Distress
0.0
Foreclosure / Delinquency
18.0
Top-Line Metrics
Avg DOM (days)
128.4
Price Cut %
6.9%
Short-Sale Listings
4
Auction Events 90d
—
Vacancy %
10.1%
Bank Score
54.9
Insurance Score
0.0
Listings Discount
33.3
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 28677 | 32.9 | 19.3 | 0.0 | 33.3 |
| County 37097 | 31.8 | 19.3 | 0.0 | 27.1 |
| NC state avg | 33.4 | 23.4 | 0.3 | 29.9 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 27020 | 37.9 | PEAK_OPPORTUNITY | VACANCY | 45 | 22 |
| 28660 | 37.3 | PEAK_OPPORTUNITY | VACANCY | 48 | 19 |
| 28166 | 36.5 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 40 | 19 |
| 27028 | 36.0 | WATCHLIST | VACANCY | 40 | 20 |
| 27055 | 34.7 | EARLY_SIGNAL | VACANCY | — | 22 |
| 28634 | 34.4 | EARLY_SIGNAL | VACANCY | — | 19 |
| 28625 | 33.9 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 32 | 19 |
| 28036 | 33.7 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 16 | 24 |
| 28636 | 33.3 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 20 |
| 27013 | 32.2 | EARLY_SIGNAL | VACANCY | 44 | 19 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/28677
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.