ZIP
28642
NC · County 37197 · pop 5,591 (population)
32.8
Opportunity Index
EARLY_SIGNALNational rank #14985
Why This ZIP
ZIP 28642 ranks #14985 nationally with phase EARLY_SIGNAL. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 29.7, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 28642 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 37197 — ZIP 28642 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 37197 — ZIP 28642 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 37197 — ZIP 28642 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 24.0 |
| Property Stress | 22.0 |
| Listings Discount | 21.5 |
▼ Top 3 Risk Signals
| Bank Institutional | 66.5 |
| Construction Pressure | 56.2 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#14985
PhaseEARLY_SIGNAL
Primary driverBANK_INSTITUTIONAL
Capital opp29.7
Pulse score34.8
Signal Breakdown — 10 Categories
Vacancy
9.7
Auction / REO
—
Construction Pressure
56.2
FL Deep Bonus
—
Property Stress
22.0
HOA / Federal Liens
—
Listings Discount
21.5
Bank Institutional
66.5
Insurance Distress
0.0
Foreclosure / Delinquency
24.0
Top-Line Metrics
Avg DOM (days)
149.0
Price Cut %
—%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
9.7%
Bank Score
66.5
Insurance Score
0.0
Listings Discount
21.5
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 28642 | 34.8 | 22.9 | 0.0 | 21.5 |
| County 37197 | 33.9 | 22.5 | 0.0 | 12.5 |
| NC state avg | 33.4 | 23.4 | 0.3 | 29.9 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (6)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 27020 | 37.9 | PEAK_OPPORTUNITY | VACANCY | 45 | 22 |
| 27011 | 34.9 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 29 | 22 |
| 27055 | 34.7 | EARLY_SIGNAL | VACANCY | — | 22 |
| 28634 | 34.4 | EARLY_SIGNAL | VACANCY | — | 19 |
| 27018 | 32.7 | EARLY_SIGNAL | VACANCY | — | 22 |
| 28689 | 31.9 | EARLY_SIGNAL | VACANCY | — | 20 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/28642
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.