ZIP
28538
NC · County 37079 · pop 2,231 (population)
29.9
Opportunity Index
WEAKNational rank #22752
Why This ZIP
ZIP 28538 ranks #22752 nationally with phase WEAK. Primary driver: VACANCY. Capital opportunity score is 38.0, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 28538 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 37079 — ZIP 28538 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 37079 — ZIP 28538 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 37079 — ZIP 28538 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 22.0 |
| Property Stress | 21.0 |
| Vacancy | 8.1 |
▼ Top 3 Risk Signals
| Construction Pressure | 36.5 |
| Bank Institutional | 31.0 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#22752
PhaseWEAK
Primary driverVACANCY
Capital opp38.0
Pulse score24.5
Signal Breakdown — 10 Categories
Vacancy
8.1
Auction / REO
—
Construction Pressure
36.5
FL Deep Bonus
—
Property Stress
21.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
31.0
Insurance Distress
0.0
Foreclosure / Delinquency
22.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
8.1%
Bank Score
31.0
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 28538 | 24.5 | 21.1 | 0.0 | — |
| County 37079 | 35.6 | 21.0 | 0.0 | 38.9 |
| NC state avg | 33.4 | 23.4 | 0.3 | 29.9 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 27883 | 40.2 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 50 | 22 |
| 27863 | 40.1 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 51 | 22 |
| 28580 | 39.4 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 51 | 21 |
| 28513 | 37.3 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 47 | 22 |
| 27534 | 36.5 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 42 | 22 |
| 28551 | 36.5 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 39 | 22 |
| 28530 | 33.2 | EARLY_SIGNAL | VACANCY | 36 | 22 |
| 27888 | 32.6 | EARLY_SIGNAL | VACANCY | — | 21 |
| 27828 | 30.7 | WEAK | VACANCY | 20 | 21 |
| 28554 | 29.7 | WEAK | VACANCY | — | 12 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/28538
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.