ZIP
28551
NC · County 37107 · pop 13,264 (population)
36.5
Opportunity Index
PEAK_OPPORTUNITYNational rank #6566
Why This ZIP
ZIP 28551 ranks #6566 nationally with phase PEAK_OPPORTUNITY. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 37.9, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 28551 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 37107 — ZIP 28551 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 37107 — ZIP 28551 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 37107 — ZIP 28551 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 39.4 |
| Property Stress | 22.0 |
| Foreclosure / Delinquency | 22.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 61.6 |
| Construction Pressure | 42.5 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#6566
PhasePEAK_OPPORTUNITY
Primary driverBANK_INSTITUTIONAL
Capital opp37.9
Pulse score35.6
Signal Breakdown — 10 Categories
Vacancy
11.6
Auction / REO
—
Construction Pressure
42.5
FL Deep Bonus
—
Property Stress
22.0
HOA / Federal Liens
—
Listings Discount
39.4
Bank Institutional
61.6
Insurance Distress
0.0
Foreclosure / Delinquency
22.0
Top-Line Metrics
Avg DOM (days)
163.5
Price Cut %
25.5%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
11.6%
Bank Score
61.6
Insurance Score
0.0
Listings Discount
39.4
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 28551 | 35.6 | 22.4 | 0.0 | 39.4 |
| County 37107 | 34.7 | 25.0 | 0.0 | 40.9 |
| NC state avg | 33.4 | 23.4 | 0.3 | 29.9 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (9)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 28501 | 42.6 | STRONG_BUY | VACANCY | 53 | 28 |
| 28580 | 39.4 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 51 | 21 |
| 28504 | 36.8 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 46 | 23 |
| 28526 | 36.8 | OVERHEATED | VACANCY | — | 30 |
| 28530 | 33.2 | EARLY_SIGNAL | VACANCY | 36 | 22 |
| 28578 | 33.0 | EARLY_SIGNAL | VACANCY | — | 22 |
| 28572 | 31.8 | EARLY_SIGNAL | VACANCY | — | 27 |
| 28525 | 30.0 | WEAK | VACANCY | — | 22 |
| 28538 | 29.9 | WEAK | VACANCY | — | 21 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/28551
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.