ZIP
28651
NC · County 37193 · pop 4,629 (population)
35.2
Opportunity Index
EARLY_SIGNALNational rank #9178
Why This ZIP
ZIP 28651 ranks #9178 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 39.0, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 28651 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 37193 — ZIP 28651 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 37193 — ZIP 28651 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 37193 — ZIP 28651 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Property Stress | 24.0 |
| Foreclosure / Delinquency | 22.0 |
| Vacancy | 21.8 |
▼ Top 3 Risk Signals
| Construction Pressure | 71.5 |
| Bank Institutional | 29.0 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#9178
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp39.0
Pulse score32.6
Signal Breakdown — 10 Categories
Vacancy
21.8
Auction / REO
—
Construction Pressure
71.5
FL Deep Bonus
—
Property Stress
24.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
29.0
Insurance Distress
0.0
Foreclosure / Delinquency
22.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
21.8%
Bank Score
29.0
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 28651 | 32.6 | 24.1 | 0.0 | — |
| County 37193 | 34.2 | 24.0 | 0.0 | 24.9 |
| NC state avg | 33.0 | 22.4 | 0.3 | 30.2 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 28649 | 41.6 | STRONG_BUY | VACANCY | 56 | 24 |
| 28675 | 39.9 | PEAK_OPPORTUNITY | VACANCY | 39 | 31 |
| 28635 | 39.8 | PEAK_OPPORTUNITY | VACANCY | 48 | 24 |
| 28618 | 39.7 | OVERHEATED | VACANCY | — | 34 |
| 28621 | 39.2 | PEAK_OPPORTUNITY | VACANCY | 48 | 23 |
| 28654 | 38.7 | PEAK_OPPORTUNITY | VACANCY | 42 | 24 |
| 27020 | 37.6 | PEAK_OPPORTUNITY | VACANCY | 45 | 21 |
| 28645 | 36.6 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 38 | 23 |
| 28659 | 36.3 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 33 | 24 |
| 28644 | 35.3 | EARLY_SIGNAL | VACANCY | — | 30 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/28651
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.