ZIP
29631
SC · County 45077 · pop 16,363 (population)
35.5
Opportunity Index
EARLY_SIGNALNational rank #8497
Why This ZIP
ZIP 29631 ranks #8497 nationally with phase EARLY_SIGNAL. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 33.5, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 29631 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 45077 — ZIP 29631 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 45077 — ZIP 29631 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 45077 — ZIP 29631 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 34.0 |
| Property Stress | 30.0 |
| Listings Discount | 22.8 |
▼ Top 3 Risk Signals
| Bank Institutional | 58.2 |
| Construction Pressure | 52.8 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#8497
PhaseEARLY_SIGNAL
Primary driverBANK_INSTITUTIONAL
Capital opp33.5
Pulse score36.8
Signal Breakdown — 10 Categories
Vacancy
11.6
Auction / REO
—
Construction Pressure
52.8
FL Deep Bonus
—
Property Stress
30.0
HOA / Federal Liens
—
Listings Discount
22.8
Bank Institutional
58.2
Insurance Distress
0.0
Foreclosure / Delinquency
34.0
Top-Line Metrics
Avg DOM (days)
53.3
Price Cut %
3.6%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
11.6%
Bank Score
58.2
Insurance Score
0.0
Listings Discount
22.8
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 29631 | 36.8 | 31.3 | 0.0 | 22.8 |
| County 45077 | 37.6 | 29.6 | 0.0 | 29.8 |
| SC state avg | 35.5 | 25.3 | 0.0 | 35.1 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 29657 | 41.6 | STRONG_BUY | BANK_INSTITUTIONAL | 51 | 28 |
| 29671 | 41.3 | STRONG_BUY | VACANCY | 45 | 30 |
| 29661 | 41.1 | STRONG_BUY | VACANCY | 48 | 25 |
| 29682 | 40.2 | OVERHEATED | VACANCY | — | 30 |
| 29685 | 38.1 | OVERHEATED | VACANCY | 34 | 30 |
| 29678 | 37.1 | OVERHEATED | VACANCY | 31 | 29 |
| 29630 | 36.5 | OVERHEATED | BANK_INSTITUTIONAL | 27 | 29 |
| 29640 | 35.8 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 26 | 30 |
| 29635 | 34.9 | EARLY_SIGNAL | VACANCY | — | 25 |
| 29642 | 34.7 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 31 | 26 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/29631
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.