ZIP
29640
SC · County 45077 · pop 32,997 (population)
35.8
Opportunity Index
EARLY_SIGNALNational rank #7865
Why This ZIP
ZIP 29640 ranks #7865 nationally with phase EARLY_SIGNAL. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 35.0, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 29640 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 45077 — ZIP 29640 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 45077 — ZIP 29640 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 45077 — ZIP 29640 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 34.0 |
| Property Stress | 30.0 |
| Listings Discount | 26.1 |
▼ Top 3 Risk Signals
| Bank Institutional | 57.2 |
| Construction Pressure | 52.8 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#7865
PhaseEARLY_SIGNAL
Primary driverBANK_INSTITUTIONAL
Capital opp35.0
Pulse score36.3
Signal Breakdown — 10 Categories
Vacancy
9.2
Auction / REO
—
Construction Pressure
52.8
FL Deep Bonus
—
Property Stress
30.0
HOA / Federal Liens
—
Listings Discount
26.1
Bank Institutional
57.2
Insurance Distress
0.0
Foreclosure / Delinquency
34.0
Top-Line Metrics
Avg DOM (days)
125.8
Price Cut %
9.2%
Short-Sale Listings
1
Auction Events 90d
—
Vacancy %
9.2%
Bank Score
57.2
Insurance Score
0.0
Listings Discount
26.1
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 29640 | 36.3 | 31.3 | 0.0 | 26.1 |
| County 45077 | 37.6 | 29.6 | 0.0 | 29.9 |
| SC state avg | 35.6 | 25.3 | 0.0 | 35.2 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 29657 | 41.6 | STRONG_BUY | BANK_INSTITUTIONAL | 51 | 28 |
| 29671 | 41.3 | STRONG_BUY | VACANCY | 45 | 30 |
| 29661 | 41.2 | STRONG_BUY | VACANCY | 48 | 25 |
| 29682 | 40.2 | OVERHEATED | VACANCY | — | 30 |
| 29685 | 38.1 | OVERHEATED | VACANCY | 34 | 30 |
| 29678 | 37.2 | OVERHEATED | VACANCY | 31 | 29 |
| 29630 | 36.5 | OVERHEATED | BANK_INSTITUTIONAL | 27 | 29 |
| 29631 | 35.5 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 23 | 30 |
| 29635 | 34.9 | EARLY_SIGNAL | VACANCY | — | 25 |
| 29642 | 34.7 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 31 | 26 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/29640
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.