ZIP
33809
FL · County 12105 · pop 30,498 (population)
39.4
Opportunity Index
PEAK_OPPORTUNITYNational rank #2743
Why This ZIP
ZIP 33809 ranks #2743 nationally with phase PEAK_OPPORTUNITY. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 39.2, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 33809 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 12105 — ZIP 33809 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 12105 — ZIP 33809 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 12105 — ZIP 33809 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 37.1 |
| Foreclosure / Delinquency | 32.0 |
| Property Stress | 30.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 73.7 |
| Bank Institutional | 58.9 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#2743
PhasePEAK_OPPORTUNITY
Primary driverBANK_INSTITUTIONAL
Capital opp39.2
Pulse score39.5
Signal Breakdown — 10 Categories
Vacancy
8.0
Auction / REO
—
Construction Pressure
73.7
FL Deep Bonus
—
Property Stress
30.0
HOA / Federal Liens
—
Listings Discount
37.1
Bank Institutional
58.9
Insurance Distress
0.0
Foreclosure / Delinquency
32.0
Top-Line Metrics
Avg DOM (days)
105.5
Price Cut %
8.7%
Short-Sale Listings
7
Auction Events 90d
—
Vacancy %
8.0%
Bank Score
58.9
Insurance Score
0.0
Listings Discount
37.1
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 33809 | 39.5 | 30.8 | 0.0 | 37.1 |
| County 12105 | 41.1 | 30.6 | 0.0 | 42.4 |
| FL state avg | 38.3 | 30.9 | 4.4 | 35.6 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 33843 | 47.7 | STRONG_BUY | VACANCY | 60 | 30 |
| 33815 | 45.7 | STRONG_BUY | VACANCY | 62 | 30 |
| 33801 | 43.8 | STRONG_BUY | VACANCY | 47 | 30 |
| 33837 | 43.5 | STRONG_BUY | VACANCY | 41 | 30 |
| 33859 | 43.2 | STRONG_BUY | VACANCY | 41 | 30 |
| 33844 | 43.2 | STRONG_BUY | VACANCY | 42 | 30 |
| 33881 | 43.0 | STRONG_BUY | VACANCY | 45 | 30 |
| 33898 | 42.9 | STRONG_BUY | VACANCY | 50 | 30 |
| 33841 | 42.7 | STRONG_BUY | VACANCY | 40 | 30 |
| 33805 | 42.5 | STRONG_BUY | VACANCY | 43 | 30 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/33809
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.