ZIP
33838
FL · County 12105 · pop 5,431 (population)
40.9
Opportunity Index
STRONG_BUYNational rank #1539
Why This ZIP
ZIP 33838 ranks #1539 nationally with phase STRONG_BUY. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 36.2, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 33838 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 12105 — ZIP 33838 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 12105 — ZIP 33838 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 12105 — ZIP 33838 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 37.2 |
| Foreclosure / Delinquency | 30.0 |
| Property Stress | 29.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 73.8 |
| Bank Institutional | 72.9 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#1539
PhaseSTRONG_BUY
Primary driverBANK_INSTITUTIONAL
Capital opp36.2
Pulse score44.0
Signal Breakdown — 10 Categories
Vacancy
14.2
Auction / REO
—
Construction Pressure
73.8
FL Deep Bonus
—
Property Stress
29.0
HOA / Federal Liens
—
Listings Discount
37.2
Bank Institutional
72.9
Insurance Distress
0.0
Foreclosure / Delinquency
30.0
Top-Line Metrics
Avg DOM (days)
138.1
Price Cut %
7.3%
Short-Sale Listings
6
Auction Events 90d
—
Vacancy %
14.2%
Bank Score
72.9
Insurance Score
0.0
Listings Discount
37.2
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 33838 | 44.0 | 29.6 | 0.0 | 37.2 |
| County 12105 | 40.7 | 29.4 | 0.0 | 42.4 |
| FL state avg | 37.8 | 29.6 | 4.4 | 35.6 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 33843 | 47.4 | STRONG_BUY | VACANCY | 60 | 29 |
| 33815 | 45.4 | STRONG_BUY | VACANCY | 62 | 29 |
| 33801 | 43.5 | STRONG_BUY | VACANCY | 47 | 29 |
| 33837 | 43.2 | STRONG_BUY | VACANCY | 41 | 29 |
| 33844 | 42.9 | STRONG_BUY | VACANCY | 42 | 29 |
| 33859 | 42.8 | STRONG_BUY | VACANCY | 41 | 29 |
| 33881 | 42.7 | STRONG_BUY | VACANCY | 45 | 29 |
| 33898 | 42.5 | STRONG_BUY | VACANCY | 50 | 29 |
| 33841 | 42.4 | STRONG_BUY | VACANCY | 40 | 29 |
| 33805 | 42.1 | STRONG_BUY | VACANCY | 43 | 29 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/33838
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.