ZIP
34432
FL · County 12083 · pop 13,197 (population)
38.3
Opportunity Index
PEAK_OPPORTUNITYNational rank #3886
Why This ZIP
ZIP 34432 ranks #3886 nationally with phase PEAK_OPPORTUNITY. Primary driver: VACANCY. Capital opportunity score is 38.1, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 34432 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 12083 — ZIP 34432 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 12083 — ZIP 34432 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 12083 — ZIP 34432 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 36.6 |
| Property Stress | 25.0 |
| Foreclosure / Delinquency | 25.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 62.8 |
| Bank Institutional | 58.2 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#3886
PhasePEAK_OPPORTUNITY
Primary driverVACANCY
Capital opp38.1
Pulse score38.5
Signal Breakdown — 10 Categories
Vacancy
15.9
Auction / REO
—
Construction Pressure
62.8
FL Deep Bonus
—
Property Stress
25.0
HOA / Federal Liens
—
Listings Discount
36.6
Bank Institutional
58.2
Insurance Distress
0.0
Foreclosure / Delinquency
25.0
Top-Line Metrics
Avg DOM (days)
89.8
Price Cut %
6.7%
Short-Sale Listings
5
Auction Events 90d
—
Vacancy %
15.9%
Bank Score
58.2
Insurance Score
0.0
Listings Discount
36.6
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 34432 | 38.5 | 25.7 | 0.0 | 36.6 |
| County 12083 | 37.1 | 25.8 | 0.0 | 39.9 |
| FL state avg | 37.8 | 29.6 | 4.4 | 35.6 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 34488 | 45.2 | STRONG_BUY | VACANCY | 60 | 25 |
| 32113 | 41.7 | STRONG_BUY | VACANCY | 55 | 25 |
| 32784 | 41.4 | STRONG_BUY | VACANCY | 42 | 25 |
| 34472 | 40.5 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 48 | 25 |
| 32134 | 40.0 | PEAK_OPPORTUNITY | VACANCY | 47 | 25 |
| 34420 | 39.8 | PEAK_OPPORTUNITY | VACANCY | 44 | 25 |
| 34480 | 39.6 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 43 | 25 |
| 32162 | 39.3 | OVERHEATED | VACANCY | 34 | 31 |
| 32702 | 39.2 | OVERHEATED | VACANCY | — | 26 |
| 34482 | 39.0 | PEAK_OPPORTUNITY | VACANCY | 39 | 25 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/34432
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.