ZIP
35401
AL · County 01125 · pop 40,507 (population)
36.4
Opportunity Index
OVERHEATEDNational rank #6741
Why This ZIP
ZIP 35401 ranks #6741 nationally with phase OVERHEATED. Primary driver: VACANCY. Capital opportunity score is 36.2, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 35401 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 01125 — ZIP 35401 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 01125 — ZIP 35401 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 01125 — ZIP 35401 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Vacancy | 31.2 |
| Listings Discount | 30.7 |
| Property Stress | 25.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 57.2 |
| Construction Pressure | 51.2 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#6741
PhaseOVERHEATED
Primary driverVACANCY
Capital opp36.2
Pulse score36.6
Signal Breakdown — 10 Categories
Vacancy
31.2
Auction / REO
—
Construction Pressure
51.2
FL Deep Bonus
—
Property Stress
25.0
HOA / Federal Liens
—
Listings Discount
30.7
Bank Institutional
57.2
Insurance Distress
0.0
Foreclosure / Delinquency
19.0
Top-Line Metrics
Avg DOM (days)
80.5
Price Cut %
11.2%
Short-Sale Listings
16
Auction Events 90d
—
Vacancy %
31.2%
Bank Score
57.2
Insurance Score
0.0
Listings Discount
30.7
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 35401 | 36.6 | 20.2 | 0.0 | 30.7 |
| County 01125 | 33.8 | 20.2 | 0.0 | 34.9 |
| AL state avg | 34.3 | 21.1 | 0.0 | 36.8 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 35184 | 42.7 | STRONG_BUY | VACANCY | 56 | 23 |
| 35490 | 42.3 | STRONG_BUY | VACANCY | 55 | 25 |
| 35555 | 41.4 | STRONG_BUY | VACANCY | 46 | 27 |
| 35188 | 41.1 | STRONG_BUY | VACANCY | 51 | 23 |
| 35474 | 40.5 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 55 | 26 |
| 35006 | 39.6 | PEAK_OPPORTUNITY | VACANCY | 62 | 21 |
| 35404 | 38.7 | PEAK_OPPORTUNITY | VACANCY | 39 | 25 |
| 35444 | 37.6 | PEAK_OPPORTUNITY | VACANCY | 51 | 24 |
| 35452 | 37.1 | PEAK_OPPORTUNITY | LISTINGS_DISCOUNT | 52 | 25 |
| 35466 | 37.1 | OVERHEATED | VACANCY | — | 28 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/35401
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.