ZIP
36432
AL · County 01035 · pop 1,879 (population)
32.2
Opportunity Index
EARLY_SIGNALNational rank #16661
Why This ZIP
ZIP 36432 ranks #16661 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 39.2, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 36432 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 01035 — ZIP 36432 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 01035 — ZIP 36432 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 01035 — ZIP 36432 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Vacancy | 28.8 |
| Foreclosure / Delinquency | 27.0 |
| Property Stress | 26.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 30.0 |
| Construction Pressure | 5.7 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#16661
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp39.2
Pulse score27.5
Signal Breakdown — 10 Categories
Vacancy
28.8
Auction / REO
—
Construction Pressure
5.7
FL Deep Bonus
—
Property Stress
26.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
30.0
Insurance Distress
0.0
Foreclosure / Delinquency
27.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
28.8%
Bank Score
30.0
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 36432 | 27.5 | 25.1 | 0.0 | — |
| County 01035 | 36.9 | 24.1 | 0.0 | 34.9 |
| AL state avg | 34.3 | 21.1 | 0.0 | 36.8 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 36033 | 44.8 | STRONG_BUY | VACANCY | 53 | 24 |
| 36401 | 41.8 | STRONG_BUY | VACANCY | 52 | 24 |
| 36502 | 41.6 | STRONG_BUY | VACANCY | 44 | 29 |
| 36426 | 40.6 | PEAK_OPPORTUNITY | VACANCY | 44 | 29 |
| 36460 | 39.2 | PEAK_OPPORTUNITY | VACANCY | 38 | 24 |
| 36421 | 38.5 | PEAK_OPPORTUNITY | VACANCY | 52 | 24 |
| 36474 | 36.1 | EARLY_SIGNAL | VACANCY | — | 24 |
| 36456 | 36.0 | EARLY_SIGNAL | VACANCY | — | 24 |
| 36471 | 35.4 | EARLY_SIGNAL | VACANCY | — | 24 |
| 36475 | 34.8 | EARLY_SIGNAL | VACANCY | — | 24 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/36432
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.