ZIP
36426
AL · County 01053 · pop 16,049 (population)
40.6
Opportunity Index
PEAK_OPPORTUNITYNational rank #1717
Why This ZIP
ZIP 36426 ranks #1717 nationally with phase PEAK_OPPORTUNITY. Primary driver: VACANCY. Capital opportunity score is 42.6, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 36426 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 01053 — ZIP 36426 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 01053 — ZIP 36426 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 01053 — ZIP 36426 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 44.1 |
| Property Stress | 29.0 |
| Foreclosure / Delinquency | 28.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 54.2 |
| Construction Pressure | 38.5 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#1717
PhasePEAK_OPPORTUNITY
Primary driverVACANCY
Capital opp42.6
Pulse score39.2
Signal Breakdown — 10 Categories
Vacancy
24.8
Auction / REO
—
Construction Pressure
38.5
FL Deep Bonus
—
Property Stress
29.0
HOA / Federal Liens
—
Listings Discount
44.1
Bank Institutional
54.2
Insurance Distress
0.0
Foreclosure / Delinquency
28.0
Top-Line Metrics
Avg DOM (days)
102.0
Price Cut %
15.7%
Short-Sale Listings
1
Auction Events 90d
—
Vacancy %
24.8%
Bank Score
54.2
Insurance Score
0.0
Listings Discount
44.1
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 36426 | 39.2 | 28.0 | 0.0 | 44.1 |
| County 01053 | 39.4 | 27.3 | 0.0 | 42.3 |
| AL state avg | 34.3 | 21.1 | 0.0 | 36.8 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (9)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 36441 | 43.4 | STRONG_BUY | VACANCY | 54 | 29 |
| 36401 | 41.8 | STRONG_BUY | VACANCY | 52 | 24 |
| 36502 | 41.6 | STRONG_BUY | VACANCY | 44 | 29 |
| 36420 | 36.5 | PEAK_OPPORTUNITY | VACANCY | 37 | 24 |
| 36562 | 35.0 | EARLY_SIGNAL | VACANCY | — | 30 |
| 36483 | 33.4 | EARLY_SIGNAL | VACANCY | — | 26 |
| 36432 | 32.2 | EARLY_SIGNAL | VACANCY | — | 26 |
| 36543 | 30.6 | WEAK | VACANCY | — | 16 |
| 36503 | 27.4 | WEAK | BANK_INSTITUTIONAL | — | 16 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/36426
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.