ZIP
36503
AL · County 01053 · pop 1,121 (population)
27.4
Opportunity Index
WEAKNational rank #28372
Why This ZIP
ZIP 36503 ranks #28372 nationally with phase WEAK. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 37.2, signal coverage 5/10 (63% data coverage, MEDIUM confidence).
ZIP 36503 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 01053 — ZIP 36503 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 01053 — ZIP 36503 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 01053 — ZIP 36503 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 28.0 |
| Property Stress | 16.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 38.9 |
| Bank Institutional | 30.0 |
⚠ Missing Data
VacancyAuction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 63%
Confidence: MEDIUM
⇅ Rank
National rank#28372
PhaseWEAK
Primary driverBANK_INSTITUTIONAL
Capital opp37.2
Pulse score20.9
Signal Breakdown — 10 Categories
Vacancy
—
Auction / REO
—
Construction Pressure
38.9
FL Deep Bonus
—
Property Stress
16.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
30.0
Insurance Distress
0.0
Foreclosure / Delinquency
28.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
—%
Bank Score
30.0
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 36503 | 20.9 | 16.8 | 0.0 | — |
| County 01053 | 39.4 | 27.3 | 0.0 | 42.3 |
| AL state avg | 34.3 | 21.1 | 0.0 | 36.8 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (9)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 36441 | 43.4 | STRONG_BUY | VACANCY | 54 | 29 |
| 36401 | 41.8 | STRONG_BUY | VACANCY | 52 | 24 |
| 36502 | 41.6 | STRONG_BUY | VACANCY | 44 | 29 |
| 36426 | 40.6 | PEAK_OPPORTUNITY | VACANCY | 44 | 29 |
| 36420 | 36.5 | PEAK_OPPORTUNITY | VACANCY | 37 | 24 |
| 36562 | 35.0 | EARLY_SIGNAL | VACANCY | — | 30 |
| 36483 | 33.4 | EARLY_SIGNAL | VACANCY | — | 26 |
| 36432 | 32.2 | EARLY_SIGNAL | VACANCY | — | 26 |
| 36543 | 30.6 | WEAK | VACANCY | — | 16 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/36503
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.