ZIP
36732
AL · County 01091 · pop 8,339 (population)
32.8
Opportunity Index
EARLY_SIGNALNational rank #15003
Why This ZIP
ZIP 36732 ranks #15003 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 35.3, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 36732 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 01091 — ZIP 36732 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 01091 — ZIP 36732 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 01091 — ZIP 36732 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 29.7 |
| Foreclosure / Delinquency | 26.0 |
| Property Stress | 23.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 55.8 |
⚠ Missing Data
Auction / REOConstruction PressureFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#15003
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp35.3
Pulse score31.2
Signal Breakdown — 10 Categories
Vacancy
16.7
Auction / REO
—
Construction Pressure
0.0
FL Deep Bonus
—
Property Stress
23.0
HOA / Federal Liens
—
Listings Discount
29.7
Bank Institutional
55.8
Insurance Distress
0.0
Foreclosure / Delinquency
26.0
Top-Line Metrics
Avg DOM (days)
139.8
Price Cut %
23.8%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
16.7%
Bank Score
55.8
Insurance Score
0.0
Listings Discount
29.7
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 36732 | 31.2 | 22.9 | 0.0 | 29.7 |
| County 01091 | 31.8 | 22.8 | 0.0 | 24.2 |
| AL state avg | 34.3 | 21.1 | 0.0 | 36.8 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 36722 | 44.8 | STRONG_BUY | VACANCY | 62 | 24 |
| 36784 | 41.9 | STRONG_BUY | VACANCY | 54 | 27 |
| 36769 | 40.3 | OVERHEATED | VACANCY | 35 | 24 |
| 36748 | 39.7 | PEAK_OPPORTUNITY | VACANCY | 55 | 23 |
| 36783 | 39.1 | OVERHEATED | VACANCY | — | 23 |
| 36773 | 37.1 | OVERHEATED | VACANCY | — | 24 |
| 36782 | 34.0 | EARLY_SIGNAL | VACANCY | — | 23 |
| 36728 | 33.0 | EARLY_SIGNAL | VACANCY | 25 | 15 |
| 36786 | 32.1 | EARLY_SIGNAL | VACANCY | 33 | 21 |
| 36736 | 30.6 | WEAK | VACANCY | — | 23 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/36732
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.