ZIP
37042
TN · County 47125 · pop 85,169 (population)
35.6
Opportunity Index
WATCHLISTNational rank #8295
Why This ZIP
ZIP 37042 ranks #8295 nationally with phase WATCHLIST. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 39.6, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 37042 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 47125 — ZIP 37042 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 47125 — ZIP 37042 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 47125 — ZIP 37042 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 42.4 |
| Property Stress | 17.0 |
| Foreclosure / Delinquency | 11.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 63.2 |
| Bank Institutional | 57.6 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#8295
PhaseWATCHLIST
Primary driverBANK_INSTITUTIONAL
Capital opp39.6
Pulse score33.0
Signal Breakdown — 10 Categories
Vacancy
7.9
Auction / REO
—
Construction Pressure
63.2
FL Deep Bonus
—
Property Stress
17.0
HOA / Federal Liens
—
Listings Discount
42.4
Bank Institutional
57.6
Insurance Distress
0.0
Foreclosure / Delinquency
11.0
Top-Line Metrics
Avg DOM (days)
100.1
Price Cut %
7.7%
Short-Sale Listings
35
Auction Events 90d
—
Vacancy %
7.9%
Bank Score
57.6
Insurance Score
0.0
Listings Discount
42.4
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 37042 | 33.0 | 14.5 | 0.0 | 42.4 |
| County 47125 | 31.0 | 14.8 | 0.0 | 34.6 |
| TN state avg | 31.2 | 19.2 | 0.0 | 27.3 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 37061 | 39.5 | PEAK_OPPORTUNITY | VACANCY | 43 | 22 |
| 37050 | 36.8 | PEAK_OPPORTUNITY | VACANCY | 41 | 22 |
| 37040 | 33.7 | WATCHLIST | BANK_INSTITUTIONAL | 37 | 17 |
| 37015 | 33.5 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 34 | 15 |
| 37079 | 33.1 | EARLY_SIGNAL | VACANCY | — | 23 |
| 37043 | 32.4 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 33 | 17 |
| 37010 | 32.3 | EARLY_SIGNAL | LISTINGS_DISCOUNT | 42 | 14 |
| 37032 | 32.3 | EARLY_SIGNAL | VACANCY | 42 | 12 |
| 37051 | 32.2 | EARLY_SIGNAL | VACANCY | — | 19 |
| 42223 | 31.3 | EARLY_SIGNAL | VACANCY | — | 22 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/37042
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.