ZIP
37015
TN · County 47021 · pop 19,547 (population)
33.5
Opportunity Index
EARLY_SIGNALNational rank #13269
Why This ZIP
ZIP 37015 ranks #13269 nationally with phase EARLY_SIGNAL. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 35.2, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 37015 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 47021 — ZIP 37015 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 47021 — ZIP 37015 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 47021 — ZIP 37015 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 34.1 |
| Property Stress | 15.0 |
| Foreclosure / Delinquency | 12.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 68.3 |
| Bank Institutional | 57.7 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#13269
PhaseEARLY_SIGNAL
Primary driverBANK_INSTITUTIONAL
Capital opp35.2
Pulse score32.4
Signal Breakdown — 10 Categories
Vacancy
9.9
Auction / REO
—
Construction Pressure
68.3
FL Deep Bonus
—
Property Stress
15.0
HOA / Federal Liens
—
Listings Discount
34.1
Bank Institutional
57.7
Insurance Distress
0.0
Foreclosure / Delinquency
12.0
Top-Line Metrics
Avg DOM (days)
110.3
Price Cut %
9.7%
Short-Sale Listings
2
Auction Events 90d
—
Vacancy %
9.9%
Bank Score
57.7
Insurance Score
0.0
Listings Discount
34.1
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 37015 | 32.4 | 14.6 | 0.0 | 34.1 |
| County 47021 | 32.4 | 14.9 | 0.0 | 28.7 |
| TN state avg | 31.2 | 19.2 | 0.0 | 27.3 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 37209 | 35.7 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 32 | 23 |
| 37187 | 35.6 | WATCHLIST | BANK_INSTITUTIONAL | 38 | 18 |
| 37143 | 35.3 | WATCHLIST | BANK_INSTITUTIONAL | 39 | 16 |
| 37036 | 35.0 | EARLY_SIGNAL | VACANCY | — | 19 |
| 37146 | 34.7 | WATCHLIST | BANK_INSTITUTIONAL | 44 | 14 |
| 37080 | 34.2 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 20 |
| 37043 | 32.4 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 33 | 17 |
| 37032 | 32.3 | EARLY_SIGNAL | VACANCY | 42 | 12 |
| 37035 | 32.0 | EARLY_SIGNAL | LISTINGS_DISCOUNT | 41 | 15 |
| 37082 | 31.2 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 15 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/37015
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.