ZIP
37035
TN · County 47021 · pop 3,424 (population)
32.5
Opportunity Index
EARLY_SIGNALNational rank #15828
Why This ZIP
ZIP 37035 ranks #15828 nationally with phase EARLY_SIGNAL. Primary driver: LISTINGS_DISCOUNT. Capital opportunity score is 43.2, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 37035 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 47021 — ZIP 37035 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 47021 — ZIP 37035 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 47021 — ZIP 37035 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 40.8 |
| Property Stress | 16.0 |
| Foreclosure / Delinquency | 14.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 68.7 |
| Bank Institutional | 31.5 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#15828
PhaseEARLY_SIGNAL
Primary driverLISTINGS_DISCOUNT
Capital opp43.2
Pulse score25.3
Signal Breakdown — 10 Categories
Vacancy
1.1
Auction / REO
—
Construction Pressure
68.7
FL Deep Bonus
—
Property Stress
16.0
HOA / Federal Liens
—
Listings Discount
40.8
Bank Institutional
31.5
Insurance Distress
0.0
Foreclosure / Delinquency
14.0
Top-Line Metrics
Avg DOM (days)
138.0
Price Cut %
—%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
1.1%
Bank Score
31.5
Insurance Score
0.0
Listings Discount
40.8
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 37035 | 25.3 | 15.8 | 0.0 | 40.8 |
| County 47021 | 33.1 | 16.8 | 0.0 | 28.7 |
| TN state avg | 31.6 | 20.3 | 0.0 | 27.3 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 37209 | 36.1 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 32 | 24 |
| 37143 | 35.9 | WATCHLIST | BANK_INSTITUTIONAL | 39 | 18 |
| 37187 | 35.9 | WATCHLIST | BANK_INSTITUTIONAL | 38 | 19 |
| 37036 | 35.4 | EARLY_SIGNAL | VACANCY | — | 20 |
| 37146 | 35.1 | WATCHLIST | BANK_INSTITUTIONAL | 44 | 15 |
| 37080 | 34.6 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 21 |
| 37015 | 34.2 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 34 | 17 |
| 37043 | 32.9 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 33 | 18 |
| 37032 | 32.8 | EARLY_SIGNAL | VACANCY | 42 | 14 |
| 37082 | 31.7 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 16 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/37035
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.