ZIP
37082
TN · County 47021 · pop 5,564 (population)
31.7
Opportunity Index
EARLY_SIGNALNational rank #18029
Why This ZIP
ZIP 37082 ranks #18029 nationally with phase EARLY_SIGNAL. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 29.4, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 37082 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 47021 — ZIP 37082 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 47021 — ZIP 37082 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 47021 — ZIP 37082 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Property Stress | 16.0 |
| Foreclosure / Delinquency | 14.0 |
| Vacancy | 2.3 |
▼ Top 3 Risk Signals
| Bank Institutional | 69.2 |
| Construction Pressure | 68.7 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#18029
PhaseEARLY_SIGNAL
Primary driverBANK_INSTITUTIONAL
Capital opp29.4
Pulse score33.2
Signal Breakdown — 10 Categories
Vacancy
2.3
Auction / REO
—
Construction Pressure
68.7
FL Deep Bonus
—
Property Stress
16.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
69.2
Insurance Distress
0.0
Foreclosure / Delinquency
14.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
2.3%
Bank Score
69.2
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 37082 | 33.2 | 15.8 | 0.0 | — |
| County 47021 | 33.1 | 16.8 | 0.0 | 28.7 |
| TN state avg | 31.6 | 20.3 | 0.0 | 27.3 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 37209 | 36.1 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 32 | 24 |
| 37187 | 35.9 | WATCHLIST | BANK_INSTITUTIONAL | 38 | 19 |
| 37143 | 35.9 | WATCHLIST | BANK_INSTITUTIONAL | 39 | 18 |
| 37036 | 35.4 | EARLY_SIGNAL | VACANCY | — | 20 |
| 37146 | 35.1 | WATCHLIST | BANK_INSTITUTIONAL | 44 | 15 |
| 37080 | 34.6 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 21 |
| 37015 | 34.2 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 34 | 17 |
| 37043 | 32.9 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 33 | 18 |
| 37032 | 32.8 | EARLY_SIGNAL | VACANCY | 42 | 14 |
| 37035 | 32.5 | EARLY_SIGNAL | LISTINGS_DISCOUNT | 41 | 16 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/37082
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.