ZIP
37078
TN · County 47085 · pop 881 (population)
36.3
Opportunity Index
EARLY_SIGNALNational rank #6902
Why This ZIP
ZIP 37078 ranks #6902 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 40.7, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 37078 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 47085 — ZIP 37078 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 47085 — ZIP 37078 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 47085 — ZIP 37078 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 42.0 |
| Property Stress | 30.0 |
| Vacancy | 24.2 |
▼ Top 3 Risk Signals
| Construction Pressure | 47.7 |
| Bank Institutional | 26.5 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#6902
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp40.7
Pulse score33.3
Signal Breakdown — 10 Categories
Vacancy
24.2
Auction / REO
—
Construction Pressure
47.7
FL Deep Bonus
—
Property Stress
30.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
26.5
Insurance Distress
0.0
Foreclosure / Delinquency
42.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
24.2%
Bank Score
26.5
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 37078 | 33.3 | 32.8 | 0.0 | — |
| County 47085 | 39.3 | 32.4 | 0.0 | 25.2 |
| TN state avg | 31.6 | 20.3 | 0.0 | 27.3 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (3)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 37134 | 45.3 | STRONG_BUY | VACANCY | 57 | 30 |
| 37185 | 39.2 | OVERHEATED | VACANCY | 34 | 30 |
| 37101 | 36.7 | OVERHEATED | VACANCY | — | 29 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/37078
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.