ZIP
37101
TN · County 47085 · pop 6,888 (population)
36.7
Opportunity Index
OVERHEATEDNational rank #6195
Why This ZIP
ZIP 37101 ranks #6195 nationally with phase OVERHEATED. Primary driver: VACANCY. Capital opportunity score is 35.1, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 37101 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 47085 — ZIP 37101 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 47085 — ZIP 37101 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 47085 — ZIP 37101 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 40.0 |
| Property Stress | 29.0 |
| Vacancy | 13.8 |
▼ Top 3 Risk Signals
| Bank Institutional | 53.4 |
| Construction Pressure | 48.1 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#6195
PhaseOVERHEATED
Primary driverVACANCY
Capital opp35.1
Pulse score37.8
Signal Breakdown — 10 Categories
Vacancy
13.8
Auction / REO
—
Construction Pressure
48.1
FL Deep Bonus
—
Property Stress
29.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
53.4
Insurance Distress
0.0
Foreclosure / Delinquency
40.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
13.8%
Bank Score
53.4
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 37101 | 37.8 | 31.3 | 0.0 | — |
| County 47085 | 39.3 | 32.4 | 0.0 | 25.2 |
| TN state avg | 31.6 | 20.3 | 0.0 | 27.3 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (3)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 37134 | 45.3 | STRONG_BUY | VACANCY | 57 | 30 |
| 37185 | 39.2 | OVERHEATED | VACANCY | 34 | 30 |
| 37078 | 36.3 | EARLY_SIGNAL | VACANCY | — | 30 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/37101
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.