ZIP
37774
TN · County 47105 · pop 20,989 (population)
32.1
Opportunity Index
EARLY_SIGNALNational rank #16948
Why This ZIP
ZIP 37774 ranks #16948 nationally with phase EARLY_SIGNAL. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 30.7, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 37774 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 47105 — ZIP 37774 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 47105 — ZIP 37774 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 47105 — ZIP 37774 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 23.7 |
| Foreclosure / Delinquency | 18.0 |
| Property Stress | 15.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 98.4 |
| Bank Institutional | 58.9 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#16948
PhaseEARLY_SIGNAL
Primary driverBANK_INSTITUTIONAL
Capital opp30.7
Pulse score33.1
Signal Breakdown — 10 Categories
Vacancy
7.5
Auction / REO
—
Construction Pressure
98.4
FL Deep Bonus
—
Property Stress
15.0
HOA / Federal Liens
—
Listings Discount
23.7
Bank Institutional
58.9
Insurance Distress
0.0
Foreclosure / Delinquency
18.0
Top-Line Metrics
Avg DOM (days)
96.3
Price Cut %
—%
Short-Sale Listings
1
Auction Events 90d
—
Vacancy %
7.5%
Bank Score
58.9
Insurance Score
0.0
Listings Discount
23.7
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 37774 | 33.1 | 14.8 | 0.0 | 23.7 |
| County 47105 | 31.3 | 15.1 | 0.0 | 17.9 |
| TN state avg | 31.6 | 20.3 | 0.0 | 27.4 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (8)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 37846 | 36.4 | PEAK_OPPORTUNITY | VACANCY | 46 | 16 |
| 37885 | 33.2 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 36 | 17 |
| 37874 | 32.5 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 31 | 17 |
| 37771 | 30.9 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 19 | 16 |
| 37742 | 30.7 | WEAK | VACANCY | — | 16 |
| 37737 | 30.1 | WEAK | VACANCY | — | 18 |
| 37922 | 29.5 | WEAK | BANK_INSTITUTIONAL | 27 | 17 |
| 37772 | 28.5 | WEAK | BANK_INSTITUTIONAL | 11 | 14 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/37774
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.