ZIP
37874
TN · County 47123 · pop 16,640 (population)
32.5
Opportunity Index
EARLY_SIGNALNational rank #15828
Why This ZIP
ZIP 37874 ranks #15828 nationally with phase EARLY_SIGNAL. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 34.7, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 37874 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 47123 — ZIP 37874 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 47123 — ZIP 37874 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 47123 — ZIP 37874 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 31.4 |
| Foreclosure / Delinquency | 18.0 |
| Property Stress | 17.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 59.4 |
| Bank Institutional | 56.5 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#15828
PhaseEARLY_SIGNAL
Primary driverBANK_INSTITUTIONAL
Capital opp34.7
Pulse score31.0
Signal Breakdown — 10 Categories
Vacancy
7.1
Auction / REO
—
Construction Pressure
59.4
FL Deep Bonus
—
Property Stress
17.0
HOA / Federal Liens
—
Listings Discount
31.4
Bank Institutional
56.5
Insurance Distress
0.0
Foreclosure / Delinquency
18.0
Top-Line Metrics
Avg DOM (days)
106.3
Price Cut %
1.8%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
7.1%
Bank Score
56.5
Insurance Score
0.0
Listings Discount
31.4
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 37874 | 31.0 | 16.4 | 0.0 | 31.4 |
| County 47123 | 30.9 | 16.6 | 0.0 | 32.3 |
| TN state avg | 31.6 | 20.3 | 0.0 | 27.3 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (8)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 37846 | 36.4 | PEAK_OPPORTUNITY | VACANCY | 46 | 16 |
| 37385 | 36.1 | WATCHLIST | VACANCY | 39 | 17 |
| 37369 | 34.1 | EARLY_SIGNAL | VACANCY | — | 25 |
| 37329 | 33.2 | EARLY_SIGNAL | LISTINGS_DISCOUNT | 52 | 16 |
| 37885 | 33.2 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 36 | 17 |
| 37774 | 32.1 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 24 | 15 |
| 37354 | 30.7 | WEAK | BANK_INSTITUTIONAL | 29 | 17 |
| 37801 | 29.4 | WEAK | BANK_INSTITUTIONAL | 21 | 18 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/37874
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.