ZIP
37846
TN · County 47105 · pop 4,177 (population)
36.4
Opportunity Index
PEAK_OPPORTUNITYNational rank #6730
Why This ZIP
ZIP 37846 ranks #6730 nationally with phase PEAK_OPPORTUNITY. Primary driver: VACANCY. Capital opportunity score is 45.9, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 37846 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 47105 — ZIP 37846 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 47105 — ZIP 37846 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 47105 — ZIP 37846 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 46.4 |
| Foreclosure / Delinquency | 20.0 |
| Property Stress | 16.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 85.0 |
| Bank Institutional | 29.0 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#6730
PhasePEAK_OPPORTUNITY
Primary driverVACANCY
Capital opp45.9
Pulse score30.0
Signal Breakdown — 10 Categories
Vacancy
11.5
Auction / REO
—
Construction Pressure
85.0
FL Deep Bonus
—
Property Stress
16.0
HOA / Federal Liens
—
Listings Discount
46.4
Bank Institutional
29.0
Insurance Distress
0.0
Foreclosure / Delinquency
20.0
Top-Line Metrics
Avg DOM (days)
9.0
Price Cut %
—%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
11.5%
Bank Score
29.0
Insurance Score
0.0
Listings Discount
46.4
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 37846 | 30.0 | 17.0 | 0.0 | 46.4 |
| County 47105 | 31.2 | 15.1 | 0.0 | 17.9 |
| TN state avg | 31.6 | 20.3 | 0.0 | 27.3 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (8)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 37885 | 33.2 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 36 | 17 |
| 37874 | 32.5 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 31 | 17 |
| 37774 | 32.1 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 24 | 15 |
| 37771 | 30.9 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 19 | 16 |
| 37742 | 30.7 | WEAK | VACANCY | — | 16 |
| 37737 | 30.1 | WEAK | VACANCY | — | 18 |
| 37922 | 29.5 | WEAK | BANK_INSTITUTIONAL | 27 | 17 |
| 37772 | 28.4 | WEAK | BANK_INSTITUTIONAL | 11 | 14 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/37846
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.